2020's best referral programs
32 banks with generous signup and referral bonus
That's a welcome change that banks actually pay us!
There's now a wealth of banking services that offers generous rewards when you invite friends. In many case, these online banks are amongst the best service of in the banking industry so it'd definitely worth checking these out!
We've listed the referral programs our user love, but please let us know if we should add more to the list!
For a quick overview, here's a table comparing the different programs:
N26: The best referral program in Europe?
4.6
Share your invite code and when they spend €15 with their card in a store, you get €15 from us. Share your invite link or code from the app. Your friends can use the link to sign up right away. They should have their account up and running in 5 minutes. Keep track of friends who've signed up. Useful for reminding forgetful friends. Read review
👉 N26 invite codesTangerine: Getting cash rewards with Tangerine refer-a-friend program
4.6
Earn a 50$ bonus for each friend who successfully becomes a Tangerine client using your Orange key and opens an account with an initial deposit of at least 100$. Your friends will also earn the same benefit, a 50$ gift. Read review
👉 Tangerine invite codesTransferWise: It pays to reffer other users
4.6
When you recommend TransferWise to 3 of your friend, they get a free international transfer of up to €500 and when they all transfer over €200, you get €50. Read review
👉 TransferWise invite codesSome popular options:
Is Acorns referral program worth it?
Acorns is an American company that specializes in robo and micro investing. If you open an account on Acorns and make a successful investment using an Acorns referral link sent to you by one of your friends, you can get a $5 referral reward. Acorns offers a dual sided Refer a Friend Program: when you complete your first investment, the person who referred you will also receive a $5 referral coupon. From time to time, Acorns also launches special referral promotions on top of the usual $5 referral coupons (e.g. in March 2019, referral users got $50 for 4 referred friends).
👉 Acorns invite codesIs Digit referral program worth it?
Digit thrives on the idea of being able to help people avoid financial hardships by utilizing their knowledge of behavioral psychology and technology. The first step is to connect your bank account enabling Digit to asses your income and spending to find money they can safely set aside. Then Digit looks for an opportunity to move some money from your checking account to your Digit savings account. Digit never transfers more than you can afford and have a no-overdraft guarantee. You can access your savings account with Digit anytime by simply sending them a text message. There are unlimited transfers and no account minimums.
👉 Digit invite codesIs Mezu referral program worth it?
Mezu gives you a private and secure way to Give and Get money without sharing any of your personal information.
👉 Mezu invite codesIs moomoo referral program worth it?
MooMoo is an app that allows its users to buy stocks, options, and ETFs without having to pay commissions.
👉 moomoo invite codesIs Privacy referral program worth it?
Privacy lets you generate smart, virtual debit cards to use online.
👉 Privacy invite codesIs Qapital referral program worth it?
Qapital is designed to help people save for what they want the way they want. By allowing its users to not only set the goals they want to save for but also how they want to save for it, this app is showing great results. You pick a goal such as "Save for Thailand Trip," and then if you want the app to "take money out every Sunday," or "guilty pleasure rule" which saves $10 every time you order takeout. There are also positive reinforcement opportunity such as saving $10 every time you go to the gym. This app is completely free and customized for each user.
👉 Qapital invite codesIs Robinhood referral program worth it?
Qualified applicants receive a free stock (worth an Avg of $10 a share) to hold or trade.
👉 Robinhood invite codesIs Sofi Money referral program worth it?
Sofi Money is an online bank with a 2% APY checking account and is FDIC insured. It has no minimum balance or fees. If you join Sofi Money and deposit $100, you will get $50 instantly. After that, if you're not satisfied with the service or dont want another bank account, you can withdraw the money immediately and close the account with no consequences.
👉 Sofi Money invite codesIs Long Game Savings referral program worth it?
Long Game Savings is an mobile app savings account that uses games to help motivate you to save more.; Long Game Savings is an mobile app savings account that uses games to help motivate you to save more.
👉 Long Game Savings invite codesIs Xendpay referral program worth it?
Their revolutionary Pay What You Want transfer fees makes sending money home cost effective. No hidden charges. Competitive exchange rates.
👉 Xendpay invite codesIs Dave App referral program worth it?
Banking for humans™ Dave helps over 3 million people thrive, not just survive, between paychecks. Connect any bank account to start or open your own Dave checking account. Takes less than 2 minutes.
👉 Dave App invite codesIs Numbrs referral program worth it?
Numbrs Personal Finance AG is a financial technology company based in Switzerland. The company offers an app called Numbrs that aggregates bank account and credit card information and facilitates mobile banking and personal financial planning.
👉 Numbrs invite codesIs Earnin App referral program worth it?
Earnin is an app that allows you to draw fee-free advances on your wages before payday rolls around.
👉 Earnin App invite codesIs Curve referral program worth it?
Connect your cards to Curve and Enjoy a whole new banking experience. One Interface. One Curve card. A whole new world - real-time notifications, Zero Fx, 1% Cashback, and even time travel (Seriously!).
👉 Curve invite codesIs Stash referral program worth it?
An American investing, saving, and banking app.
👉 Stash invite codesIs USEND referral program worth it?
Transfer money on your cell or smart phone with USEND Money Transfer App and website.
👉 USEND invite codesIs Chime referral program worth it?
Sign up using a referral code to get $50 and to give $50 to the friend that referred you.
👉 Chime invite codesIs TransferGo referral program worth it?
TransferGo is a digital remittance solution for migrant workers.
👉 TransferGo invite codesIs Payoneer referral program worth it?
The user gets $25, the referred customer gets $25
👉 Payoneer invite codesIs Bondora referral program worth it?
Bondora is an online platform for fixed-income investments in European personal loans.
👉 Bondora invite codesIs Cash App referral program worth it?
Earn real cash for completing simple tasks using CashApp. Make money for watching videos, testing apps, completing surveys, giving opinions, trying services, and more.
👉 Cash App invite codesIs Bunq referral program worth it?
bunq is a Dutch, internationally active mobile bank.
👉 Bunq invite codesIs MONESE referral program worth it?
Monese is a UK company that offers current accounts and money transfer services as an alternative to traditional
👉 MONESE invite codesIs Chase Bank referral program worth it?
Get a $200 signup bonus when you open a new total checking account.
👉 Chase Bank invite codesIs MoneyLion referral program worth it?
Our personal loans and easy-to-use tools help you borrow for less while saving more, improve your financial health, and monitor your credit all in one place.
👉 MoneyLion invite codesIs WorldRemit referral program worth it?
WorldRemit is an online money transfer service that provides international remittance services to migrant communities around the world.
👉 WorldRemit invite codesIs Revolut referral program worth it?
Revolut Ltd is a UK financial technology company that offers banking services including a prepaid debit card, currency exchange, cryptocurrency exchange and peer-to-peer payments. The Revolut mobile app supports spending and ATM withdrawals in 120 currencies and sending in 29 currencies directly from the app.
👉 Revolut invite codesIs CurrencyFair referral program worth it?
Send money with a better exchange rate and avoid excessive bank fees
👉 CurrencyFair invite codesIs Beem It referral program worth it?
The Beem It app allows you to pay friends & split expenses in seconds, no matter your bank.
👉 Beem It invite codesDid we miss anything?
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