2021's best referral programs
66 banks with generous signup and referral bonus
That's a welcome change that banks actually pay us!
There's now a wealth of banking services that offers generous rewards when you invite friends. In many case, these online banks are amongst the best service of in the banking industry so it'd definitely worth checking these out!
We've listed the referral programs our user love, but please let us know if we should add more to the list!
For a quick overview, here's a table comparing the different programs:
1. N26 referral program
4.6
Share your invite code and when they spend €15 with their card in a store, you get €15 from us. Share your invite link or code from the app. Your friends can use the link to sign up right away. They should have their account up and running in 5 minutes. Keep track of friends who've signed up. Useful for reminding forgetful friends. Read review
👉 N26 referral codes2. Tangerine referral program
4.6
Earn a 50$ bonus for each friend who successfully becomes a Tangerine client using your Orange key and opens an account with an initial deposit of at least 100$. Your friends will also earn the same benefit, a 50$ gift. Read review
👉 Tangerine referral codes3. TransferWise referral program
4.6
When you recommend TransferWise to 3 of your friend, they get a free international transfer of up to €500 and when they all transfer over €200, you get €50. Read review
👉 TransferWise referral codes4. Mylo referral program
4
When you sign up for Mylo, you can participate in their referral program to give your friends a $5 bonus and earn a $5 bonus for each new user that you refer. Mylo will deposit an extra $5 bonus per friend that you refer into your Mylo account. When you sign up for Mylo, you can participate in their referral program to give your friends a $5 bonus and earn a $5 bonus for each new user that you refer. Mylo will deposit an extra $5 bonus per friend that you refer into your Mylo account. Your friends will also receive a $5 bonus when they successfully fund their new Mylo account. To qualify for the $5 referral bonus, your referred friend must use your referral link to download the app on their phone, connect their bank to their Mylo account, pass Mylo’s identity verification process, and have at least 1 successful transfer of roundups or boosts. You can share Mylo on your social media channels or by posting your Mylo referral link however you please, including in the comments below this article (please also leave a short review of your Mylo experience). Read review
👉 Mylo referral codes5. Acorns referral program
Acorns is an American company that specializes in robo and micro investing. If you open an account on Acorns and make a successful investment using an Acorns referral link sent to you by one of your friends, you can get a $5 referral reward. Acorns offers a dual sided Refer a Friend Program: when you complete your first investment, the person who referred you will also receive a $5 referral coupon. From time to time, Acorns also launches special referral promotions on top of the usual $5 referral coupons (e.g. in March 2019, referral users got $50 for 4 referred friends).
👉 Acorns referral codes6. Digit referral program
Digit thrives on the idea of being able to help people avoid financial hardships by utilizing their knowledge of behavioral psychology and technology. The first step is to connect your bank account enabling Digit to asses your income and spending to find money they can safely set aside. Then Digit looks for an opportunity to move some money from your checking account to your Digit savings account. Digit never transfers more than you can afford and have a no-overdraft guarantee. You can access your savings account with Digit anytime by simply sending them a text message. There are unlimited transfers and no account minimums.
👉 Digit referral codes7. Mezu referral program
Mezu gives you a private and secure way to Give and Get money without sharing any of your personal information.
👉 Mezu referral codes8. moomoo referral program
MooMoo is an app that allows its users to buy stocks, options, and ETFs without having to pay commissions.
👉 moomoo referral codes9. Privacy referral program
Privacy lets you generate smart, virtual debit cards to use online.
👉 Privacy referral codes10. Qapital referral program
Qapital is designed to help people save for what they want the way they want. By allowing its users to not only set the goals they want to save for but also how they want to save for it, this app is showing great results. You pick a goal such as "Save for Thailand Trip," and then if you want the app to "take money out every Sunday," or "guilty pleasure rule" which saves $10 every time you order takeout. There are also positive reinforcement opportunity such as saving $10 every time you go to the gym. This app is completely free and customized for each user.
👉 Qapital referral codes11. Robinhood referral program
Qualified applicants receive a free stock (worth an Avg of $10 a share) to hold or trade.
👉 Robinhood referral codes12. Sofi Money referral program
Sofi Money is an online bank with a 2% APY checking account and is FDIC insured. It has no minimum balance or fees. If you join Sofi Money and deposit $100, you will get $50 instantly. After that, if you're not satisfied with the service or dont want another bank account, you can withdraw the money immediately and close the account with no consequences.
👉 Sofi Money referral codes13. Long Game Savings referral program
Long Game Savings is an mobile app savings account that uses games to help motivate you to save more.
👉 Long Game Savings referral codes14. Xendpay referral program
Their revolutionary Pay What You Want transfer fees makes sending money home cost effective. No hidden charges. Competitive exchange rates.
👉 Xendpay referral codes15. Dave App referral program
Banking for humans™ Dave helps over 3 million people thrive, not just survive, between paychecks. Connect any bank account to start or open your own Dave checking account. Takes less than 2 minutes.
👉 Dave App referral codes16. Numbrs referral program
Numbrs Personal Finance AG is a financial technology company based in Switzerland. The company offers an app called Numbrs that aggregates bank account and credit card information and facilitates mobile banking and personal financial planning.
👉 Numbrs referral codes17. Earnin App referral program
Earnin is an app that allows you to draw fee-free advances on your wages before payday rolls around.
👉 Earnin App referral codes18. Curve referral program
Connect your cards to Curve and Enjoy a whole new banking experience. One Interface. One Curve card. A whole new world - real-time notifications, Zero Fx, 1% Cashback, and even time travel (Seriously!).
👉 Curve referral codes
20. USEND referral program
Transfer money on your cell or smart phone with USEND Money Transfer App and website.
👉 USEND referral codes21. Chime referral program
Sign up using a referral code to get $50 and to give $50 to the friend that referred you.
👉 Chime referral codes22. TransferGo referral program
Get 10£ or 12€ cashback directly to your bank account on money transfer of 50£ or equivalent currency
👉 TransferGo referral codes23. Payoneer referral program
The user gets $25, the referred customer gets $25
👉 Payoneer referral codes24. Bondora referral program
Bondora is an online platform for fixed-income investments in European personal loans.
👉 Bondora referral codes25. Cash App referral program
Earn real cash for completing simple tasks using CashApp. Make money for watching videos, testing apps, completing surveys, giving opinions, trying services, and more.
👉 Cash App referral codes26. Bunq referral program
bunq is a Dutch, internationally active mobile bank.
👉 Bunq referral codes27. Chase Bank referral program
Get a $200 signup bonus when you open a new total checking account.
👉 Chase Bank referral codes28. MoneyLion referral program
Gift $10 to friend via referral, get 500 points.
👉 MoneyLion referral codes29. WorldRemit referral program
WorldRemit is an online money transfer service that provides international remittance services to migrant communities around the world.
👉 WorldRemit referral codes30. Revolut referral program
Revolut Ltd is a UK financial technology company that offers banking services including a prepaid debit card, currency exchange, cryptocurrency exchange and peer-to-peer payments. The Revolut mobile app supports spending and ATM withdrawals in 120 currencies and sending in 29 currencies directly from the app.
👉 Revolut referral codes31. CurrencyFair referral program
Send money with a better exchange rate and avoid excessive bank fees
👉 CurrencyFair referral codes
33. Interactive Brokers referral program
Trader Referral Program The Trader Referral Program lets you send an invitation to somebody you know to open an account with us, and in return you receive a bonus of up to $200. There is no limit to the number of referral bonuses you can receive. Each referred client must open an IB account using the invite link and maintain a balance of at least $10,000 USD for one year. Payouts to referring customers in non-US countries are subject to the following rules: The first payment of $100.00 will be sent when the referred account reaches $333.34 in commissions. The second payment of $100.00 will be sent when the referred account reaches $666.67 in commissions. You are eligible to receive the referral bonus up to one year from the opening of the referred account only if the commission minimums listed above are met. Note: You cannot refer members of your own household. We cannot pay referral fees for referred customers who live in Spain.
👉 Interactive Brokers referral codes34. Yap referral program
based on Nexi payments, it grants invitation promo codes each 15dd or 30dd. Right now you can invite 3 people, 1st you'll get 10€, 2nd 15€ and 3rd 20€ for a total of 45€. Additional people invited (after the 3rd one) will grant you additional 10€ each. In order to get your reward each invited person must deposit 5€ minimum on YAP. Each invited person will get 10€ as promo.
👉 Yap referral codes35. Bnext referral program
5€ FREE in BNEXT using an invite 1) Use a link to sign up 2) Verify your personal data and identity 3) Get the card for free (5days) and activate it 4) You'll get the 5€ once you use the card
👉 Bnext referral codes36. Skrill referral program
The user gets 10% of their friend's fee payments.
👉 Skrill referral codes
38. Bitwala referral program
Bitwala is worlds first German bank account with integrated cryptocurrency trading. Bitwala is currently offering 30,- euro for free when registering and completing KYC trough an invitation link.
👉 Bitwala referral codes40. Current referral program
It’s sort of like Stash and Chime mixed in one. See also "Current Music".
👉 Current referral codes41. Commerzbank referral program
You have to make at least 5 operations for 25€ or more in the first 3 months after opening the account. Any purchases, cash withdrawal, and money transfer between own accounts are counted. 3 Monate mindestens 5 monatliche Buchungen über je 25 € oder mehr. Die 3-monatige aktive Kontonutzung beginnt mit dem Tag der Kontoeröffnung. Selbstüberweisungen und Bargeld Abheben zählen auch!
👉 Commerzbank referral codes42. Norisbank referral program
Ein kostenloses Girokonto von Direktbank-Tochter von Deutscher Bank.
👉 Norisbank referral codes43. Dobot referral program
When someone signs up with your referral code and connects their bank they get $5 and you get $5
👉 Dobot referral codes44. One referral program
Invite friends to join One and you’ll each get $20 in your Spend pocket when they fund their account with $20. Once you deposit $20 you will get $20 immediately. They also have a "pocket" which allows you to borrow $30 from them for free. Earn up to $100 through invites.
👉 One referral codes45. Bison referral program
Click on the invitation link, install the BISON App and register with your email address at BISON, successfully verify yourself through the video identification process, transfer money to your BISON account, and trade within the first 30 days after registration for at least 50€.*
👉 Bison referral codes46. Neon referral program
Anmeldung erfolgt über die App, und der Code muss im laufe der Registrierung eingegeben werden.
👉 Neon referral codes47. Zak referral program
Bei Anmeldung in der App eingeben innerhalb von 30Tagen
👉 Zak referral codes49. Radius Bank referral program
1. Share your code with friends and family! 2. They open a Rewards Checking account at Radius. 3. You both get $50 after the new account is open 60 days!
👉 Radius Bank referral codes50. Satispay referral program
Click on the link, register, wait to be verified, and open a budget. Receive the € 5 gift
👉 Satispay referral codes
52. Wingo referral program
Share and earn rewards! For every friend that joins wingo we'll add $2* to your account 1 Share your referral link with friends by copying the URL or using the INVITE FRIENDS button. 2 Each friend that signs up from your referral link you will receive $2. 3 You can invite as many friends as you want!
👉 Wingo referral codes53. Bankiom referral program
In Pre-Launch. Invite a friend and get $5 in your Bankiom account ($20 for the first referral)
👉 Bankiom referral codes54. Zelf referral program
Send and receive money easily by text or voice with no fees. Just open your favourite messenger: WhatsApp, Telegram, Viber or Facebook Messenger (WeChat, Line and Discord - next), look up Zelf in your chat list and send us ‘hi’ or anything else 👋 Zelf will ask you for your full name and phone number. After receiving an SMS with code and verifying you are good to go. Your account is set up. That simple!
👉 Zelf referral codes
57. Trustfund referral program
Instructions: Must Activate there new Trustfund Card, they received in the mail and must set up a direct-deposit of $500 or more to get the $25.00 sighn up bonus
👉 Trustfund referral codes58. Muchbetter referral program
Complete verification and order master card
👉 Muchbetter referral codes
60. Oxygen referral program
The reward is paid to each party within ten business days after all qualifying activities for the bonus have been completed by the Referee and posted to the Referee’s Account. Each Customer may earn no more than $500.00 in referral rewards in a 6-month period.
👉 Oxygen referral codes61. Card.com referral program
Have someone sighn up under you create an account threw www.Card.com set up a direct depost of $200 dollars then both the referer and referee, get there $50.00 sighn up bonus
👉 Card.com referral codes63. Bitsafe referral program
Invite a friend to Bitsafe and both get 10.00 EUR reward in your account. Simply share one of the links below with your talented friends. The links will only work for new talent accounts. As all our accounts are subject to full user identification we only provide the reward to new users once.
👉 Bitsafe referral codes64. Vanquis referral program
Once you are accepted for a credit card you'll get £25 extra.
👉 Vanquis referral codesDid we miss anything?
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