2023's best referral programs

125 finance apps with signup bonus and referral rewards.

Invest, trade and save.

Financial referral and affiliate programs

Many of these apps also have great signup bonus.

We've listed the referral programs our user love, but please let us know if we should add more to the list!

For a quick overview, here's a table comparing the different programs:

App / Site	Reward for invitee	Infos
AND.CO	Get $20 in credit toward AND.CO Pro	Details
Admiral	£37.50	Details
AirTasker	$25	Details
Airtm	$2	Details
Aklamio	Depends on the store recommended by the referrer	Details
American Express	Welcome offer depending on the current program	Details
American Express Platinum Cashback Everyday Credit Card	£10	Details
ArbiSmart		Details
Arbitrage		Details
Arcadia Power	$10 off	Details
Atom finance	$10	Details
Automata		Details
Auvesta	Up to 15% discount on all purchases for life	Details
Avatrade		Details
Avibra		Details
AxiaFunder	20-30% p.a.	Details
Azimo	£10 credit	Details
BB&T		Details
BIGtoken	$5	Details
BTCBux	-	Details
Bakkt		Details
Bamboo Crypto	$10AUD	Details
Bask Bank	5,000 AA Miles	Details
Bee	1 Bee	Details
Bestchange	0.65$ for each sign up	Details
Better Bank		Details
Betterment	First 90 days free	Details
Bien Prêter	€10	Details
Bien Prêter	€10	Details
BigPay	RM10 or $5	Details
Billfixers	Submit a bill and BillFixers will lower it on your behalf	Details
Billfixers	Submit a bill and BillFixers will lower it on your behalf	Details
Billfixers	Submit a bill and BillFixers will lower it on your behalf	Details
Binance	$10	Details
Binarycent	50% of your deposit	Details
Bitcoin.com		Details
Bitfinex	6% off fees	Details
Bitpick	Free BTC up to $300 faucet roll	Details
Bitsafe	€10	Details
Bituro	Earn 50 points on install	Details
Bondster	1%	Details
Boro	$5	Details
Borrowell	5$	Details
BottlePay	€5	Details
Brand New Day	€15	Details
Brex	$250 gift card	Details
Brickfy	5€ +1% additional return on investment	Details
Brigit		Details
Brim Financial	$10	Details
Bullion By Post	1 Free 1 oz Silver Britannia Coin	Details
BullionVault		Details
Bundll	$5	Details
Bux	Free share	Details
Bux	Free share	Details
Bux UK	Free share	Details
Bux UK	Free share	Details
Buy Me a Coffee		Details
CIBC AC Conversion Card	$10	Details
CIBC Global Money Transfer	$25+$50	Details
Cache Wallet	Receive $1 daily	Details
Capital One	$25	Details
Capital One	$25	Details
Capital One	$25	Details
Capital One Venture X Credit Card	100,000 Miles ($1000+) + $300 Annual Travel Credit	Details
Capital.com	$100	Details
CashFx Group	Up to 15% Weekly	Details
CashFx Group	Up to 15% Weekly	Details
Cashzine	8000 Coins	Details
Catch.co	$10	Details
Charles Schwab	Up to $500	Details
Charles Schwab	Up to $500	Details
Chase Bank	$200	Details
Chase Freedom Card	$200 statement credit	Details
Chase Freedom Card	$200 statement credit	Details
Chase Freedom Card	$200 statement credit	Details
Chase Ink Business Cash Credit Card	Earn up to $750 bonus cash back	Details
Chase Ink Business Preferred Credit Card	100,000 bonus points	Details
Chase Sapphire Preferred	60,000 Bonus Points	Details
Chase Sapphire Preferred	60,000 Bonus Points	Details
Chase Sapphire Preferred	60,000 Bonus Points	Details
Chase United Explorer Card	40,000 bonus miles	Details
Chip	£10	Details
Chipper cash	$1	Details
Chipper cash	$1	Details
Circle	$5	Details
ClearTax	₹50	Details
ClickMagick.com	FreeTrial	Details
ClipClaps	5000 clap coins	Details
ClipClaps	5000 clap coins	Details
ClipClaps	5000 clap coins	Details
Coin Birds	300 free silver coins	Details
Coin Birds	300 free silver coins	Details
CoinPayEx		Details
CoinSwitch	₹50 worth BTC	Details
Coinbase BAND	Up to $43 worth of Band	Details
Coinbase COMP	$59	Details
Coinbase OXT	$12	Details
Coinmetro	€10	Details
Cointracking	10% discount for all Account Upgrades	Details
Cooin	$5	Details
Corekees	1 free tree	Details
Credit Sesame	Free Credit Score Monthly	Details
Crowd For Angels	250 ANGEL tokens	Details
Crowd1		Details
Crowdestor	1% cashback	Details
Cryptozilla	$10	Details
Cushion	$5	Details
Debitum Network	€10	Details
Degiro	€20	Details
Delta SkyMiles Blue American Express Card	Bonus points	Details
Delta SkyMiles Gold American Express	Bonus points	Details
Depoway	1% interest on up to £1,000	Details
Discover Financial	$50 Statement Credit	Details
Disney Rewards	$300 statement credit	Details
DoNotPay	1 free month	Details
Doji	Up to $500 in trading credit	Details
Donut	$10	Details
Earlybird	$25	Details
Earnbucks		Details
Earnest	$200	Details
Earny	$5	Details
Ellevest	$50	Details
Emma	$5	Details
Empower	$20	Details
Envestio	CLOSED	Details
EstateGuru	0,5% + €10	Details
Ether-Flow		Details
EthicHub	5 DAI ($5)	Details
Ethoslife	$50 Amazon gift card	Details
Everest Gold	Reward points	Details
EvoEstate	€15	Details
Exporo	Up to €100	Details
Express Crypto	-	Details
FX Choice	15% deposit bonus	Details
FXTM	$50	Details
Fair Shake	$10-$20	Details
Fairshake		Details
FastInvest	1.5% extra of invested amount during first 30 days	Details
Firstrade	1 free share of stock	Details
Flender.ie	5.0% bonus	Details
Flourish	$5	Details
Footballindex	Deposit £10=£20 Instant withdrawal but you must buy 2 small players atleast for 50p each can withdraw £19 was in me bank in 2 days	Details
Free Ethereum		Details
Free Tether	-	Details
Free-Tron		Details
Free-ethereum.io		Details
Freebitcoin		Details
Freetrade	Free share	Details
Fresh Forex		Details
Fundrise	Free Advisory Fees for 90 days	Details
GAMEE	$0.10 and 500 tickets	Details
GCASH	₱50 Freebies	Details
Gabi	$25 Amazon gift card	Details
Gabi	$25 Amazon gift card	Details
GoParity	€5 bonus	Details
GoPeer	$30 CAD	Details
Goldfinx	5% in GiX	Details
Google Pay	$1-5	Details
Google Pay	$1-5	Details
Grab points	1000 points ($1)	Details
Greenlight	$10	Details
Greenlight	$10	Details
Greenwood	$10 sign-up bonus	Details
Grow Credit		Details
Grupeer	10€ bonus	Details
GuruFocus	A free month of Premium Membership	Details
HMBradley	Tier 1 Annual Percentage (3% APY Interest)	Details
HOURATM	$1	Details
Habito	£50 John Lewis giftcard	Details
Happi		Details
Hargreaves Lansdown	£100	Details
Hashshiny	5TH/s Free	Details
HeavyFinance	From €5 up to €1,000	Details
Hiro	Mystery box	Details
Hiro	Mystery box	Details
Homunity	€100	Details
Housers	25€	Details
Housers	25€	Details
Humaniti	$5	Details
Huobi Global	Discount on commission	Details
IC Markets	80% Off	Details
IG.com	$150 AUD	Details
IG.com	$150 AUD	Details
IM Mastery Academy	$150 per week	Details
INVESTLY	50 euro	Details
Iban	€1 to €50	Details
Inbestme	Up to €50	Details
InstaForex	$1000 for trading	Details
InstaReM	475 Instapoints	Details
Investing.com		Details
Iqcent		Details
Iuvo	30 EUR	Details
KOHO	1% cash back	Details
KOHO	1% cash back	Details
KeeperTax	1 Month Free	Details
Klover	Up to $100 cash advance	Details
Kviku	20€	Details
Lemonade		Details
LendSecured	1% cashback bonus	Details
LendUp	$10	Details
Lendahand	€25	Details
Lender & Spender	€ 25	Details
Lendermarket	1% bonus	Details
Lendermarket	1% bonus	Details
Lending Loop	$25	Details
LendingClub	$25 - $50	Details
Lenndy	€10	Details
Libra Dragon Token	2 LDT	Details
Line app	10 tickets	Details
Lively	$25	Details
M1 Finance	$30	Details
M1 Finance	$30	Details
MSR	0.50	Details
Marcus	.20% extra APY on High Yield Savings Accounts for 3 Months	Details
Masterworks	Skip 30,000+ waitlist	Details
Meemo	$5	Details
MiiMOSA	€25	Details
MiningPH	150 Pesos	Details
Mintos	+1% of investment	Details
Mirror Trading International		Details
Mogo	$5+$5	Details
Moncera	1% cashback	Details
Monethera	€5 + 0.5% Cashback for 1 Year	Details
Money Guru	$10	Details
Money Guru	$10	Details
Money Guru	$10	Details
Money Whale		Details
Monobank		Details
Mpokket	₹25	Details
MyConstant	$10	Details
NeoFinance	1% of the amount invested	Details
Netspend	$20	Details
NextSeed	$20	Details
Nibble	1% cashback for 90 days	Details
Nutmeg	No management fees for 6 months	Details
Nvstr	Random amount	Details
Nvstr	Random amount	Details
OSKAR	€10	Details
October	€20	Details
OnJuno	$50	Details
OnJuno	$50	Details
One Gold	Up to $10	Details
OneGold	$5	Details
Opti	50% off for 3 months	Details
OrbitRemit	Free first transfer	Details
Orca	Free Share Worth £2 - £200	Details
Oropocket	1 mg of Gold	Details
Oval Money	£5	Details
Own360	Free Joker	Details
PagoFX	£25 Amazon Voucher	Details
Paribus	Ongoing Value	Details
Passfolio	Up to $100 in US stocks	Details
Paxful		Details
PayPal	$5	Details
PayTm		Details
Payeer		Details
Paymaya	$1 or 50 pesos	Details
Paymium		Details
Paysend		Details
Peaks	€5	Details
Peerberry	Amount varies	Details
Penfold	£25	Details
PensionBee	£50 Pension Contribution	Details
PensionBee	£50 Pension Contribution	Details
Personal Capital	$20 Amazon gift card	Details
Piggyvest	$3	Details
Plastiq	500 FFDs	Details
Plastiq	500 FFDs	Details
Plum	£10 sign-up bonus	Details
Pockit	£5	Details
Poloniex	10% discount on trading fees	Details
Porte	$50	Details
Porte	$50	Details
PrizePool	10% bonus on prizes won	Details
Probit		Details
Profit Accumulator	£20 Once your A Platinum Member for 31 Days	Details
Public	$5-$9	Details
Qapital	$10	Details
Qoinpro		Details
Quanloop	0	Details
Questrade	up to $250	Details
ROUNDLYX	$4	Details
Raison	€5	Details
Raiz	$5	Details
Raiz	$5	Details
Raizers	None	Details
Ratesetter	£100 Sign Up Bonus	Details
Razorpay		Details
ReInvest24	1% cashback	Details
ReInvest24	1% cashback	Details
Recap.io	20% discount off	Details
Remit2India	$5	Details
Remitbee	$10	Details
Remitly	£15	Details
Rendity	€25	Details
Rewire	2 free transfers	Details
Ria Money Transfer		Details
Robinhood	$200 (1 stock)	Details
Robinhood	$200 (1 stock)	Details
Robocash	1% of investment	Details
Robocash	1% of investment	Details
Roboforex	80% off	Details
Roboforex	80% off	Details
Round	$20	Details
RushCard	$5	Details
Samsung	5% off your first purchase order	Details
Sandbox	10% of the land price	Details
Save	$1,000 of equivalent portfolio investments	Details
Scalable Capital	€ 25 / € 50	Details
Scalable Capital	€ 25 / € 50	Details
Seedrs	£25 free investment credit	Details
SelfLender	$10	Details
SelfLender	$10	Details
SelfWealth	5 free trades	Details
SelfWealth	5 free trades	Details
Shakepay	$30	Details
Sharesies	$5	Details
Shorte.st	$1 reward	Details
Simple	$20	Details
Skillz	$10 with first deposit	Details
Skrill Money Transfer	£10 (depending on your country)	Details
Sneakypeer		Details
Sneakypeer		Details
Snoop	£5	Details
SoFi Personal Loan	$300	Details
Sofi Invest	$50 in stock	Details
Sofi Invest	$50 in stock	Details
Spaceship	$5	Details
Spaceship	$5	Details
Spendee		Details
Square	Credits of up to $1,000	Details
Square Cash App	Free processing	Details
Stake	1 free share	Details
Stake	1 free share	Details
Stake	1 free share	Details
Stash	$20	Details
Stash	$20	Details
Status Money	$7	Details
Stockpile	$10	Details
SumUp	Discount	Details
SuperVank	300,000 EC	Details
Survey Time	$1	Details
Swaper		Details
Swissborg	Up to $100	Details
Swyftx	$10 BTC	Details
Swyftx	$10 BTC	Details
Syfe	Fee waiver for 3 months	Details
TD Ameritrade	From $150 up to $1000 Signup Bonus	Details
TD Ameritrade	From $150 up to $1000 Signup Bonus	Details
TFGCrowd		Details
TFGCrowd		Details
TITAN CRYPTO CLUB	$14	Details
Tally	$250	Details
TaxAct	20% off Federal Tax Filing Cost	Details
Team Profit		Details
Techbank	$5 in bitcoin	Details
Tiger Brokers	Stock voucher up tp SGD$100	Details
Till Financial	$10	Details
TipNano		Details
Titan	25% off management fees for life	Details
Titan	25% off management fees for life	Details
Tomo Credit	Up to a $5k credit line	Details
Trade Republic	€15 after first trade	Details
TradeUp	$15	Details
Trading212	Up to £100	Details
Trading212	Up to £100	Details
TradingView	$30	Details
TreeCard	Free wooden debit card	Details
TreeCard	Free wooden debit card	Details
Trine	€10	Details
TronLink	300	Details
Trussle	£100 Amazon voucher	Details
Twino	€20	Details
Tymit	£15	Details
UPLibra	3.0 libra	Details
Uber Driver		Details
Uhaul Investors Club	$25	Details
Unicredit	€150 credit	Details
United MileagePlus credit card	Bonus miles	Details
Upstox	RS.500	Details
Upstox	RS.500	Details
Venmo	$1	Details
Verse	€5	Details
Vestly	Higher chances	Details
Viainvest	€15	Details
Vimba	10€	Details
Vimvest	$10	Details
Vital Card	Vital Social Credit Card	Details
Viventor		Details
Vivid	€20	Details
Vivid	€20	Details
Vivid	€20	Details
Vola Finance	Referrals Increase Vola Score	Details
Voluto	€5	Details
WeMoney	$5	Details
WeSwap	£10	Details
WealthFront	$5,000 Managed	Details
WealthFront	$5,000 Managed	Details
Wealthbar	$50	Details
Wealthify	£25	Details
Wealthify	£25	Details
Wealthsimple Cash	$5	Details
Wealthsimple Trade	2 free stocks	Details
Webull	Up to $1,400 (2 stocks), $2.50 to $250 for sign up, $12 to $1,400 after $100 deposit	Details
Western Union	$10	Details
WiseAlpha	£25-£250	Details
Wombat	£10	Details
Wombat	£10	Details
Worthy Bonds	$10 bond	Details
Wowdoge	Free miner for a day	Details
X1 Credit Card	4x bonus points for a month	Details
X1 Credit Card	4x bonus points for a month	Details
X1 Credit Card	4x bonus points for a month	Details
X1 Credit Card	4x bonus points for a month	Details
Xapo	$10 in Bitcoin	Details
Xe Money Transfer	$25 Amazon Gift Card	Details
Xyearn		Details
YNAB	$11.99	Details
YNAB	$11.99	Details
Yandex Toloka		Details
Yolt	£5	Details
YouHodler	12% APY interest Rewards	Details
ZOHO	$100 wallet credit	Details
Zareklamy		Details
Zerodha	300 points	Details
Zirtue	$5	Details
Zogo	750 pineapples	Details
Zopa		Details
Zoro Card	$3 bonus	Details
axos invest	?	Details
claim free coins		Details
coins.ph	₱100	Details
coins.ph	₱100	Details
crypto.com	$25	Details
currency.com	A tokenized stock of up to $100 in value 10% discount on trading commissions	Details
eToro	$50	Details
etrade	$100	Details
etrade	$100	Details
forsage	10$	Details
loantech		Details
moocharoo	$25 in BTC	Details
tastyworks	100 Free Shares	Details
xTrend	$200 coupon and $5 credit	Details
zumo	0.02 ETH	Details

1. WealthFront referral program

WealthFront referral and affiliate program

👉 WealthFront referral codes

2. Netspend referral program

Deposit $40 & referrer and referral both get $20

👉 Netspend referral codes

3. M1 Finance referral program

M1 Finance referral and affiliate program

The $30 bonus does not have any stipulations. It can be withdrawn to your bank as soon as you get it. However you must leave the $100 for at least 30 days.

👉 M1 Finance referral codes

When you refer friends who sign up and make an eligible cashback purchase, Earny will give you $5 for each friend who makes an eligible cashback purchase. You will be able to see the amount you earned in the "Earnings" section of the Earny mobile app or in the profile section of the Earny Chrome Extension. Terms and Conditions: An eligible cashback purchase is a purchase that your friend made using Earny's Chrome Extension or through the Earny app that carries a cashback amount greater than $0. There are no minimum or maximum limits. The $5 bonus will be in your "Pending" balance for 45-60 days after your friend makes the purchase, until the order is validated, at which point it will go into your "Current" balance. Any returns or cancelations will invalidate the $5 bonus. You and your friend must not have any outstanding balance owed to Earny.

👉 Earny referral codes

5. PayPal referral program

Current PayPal members who have access to the referral program can refer new members to PayPal, and you’ll both receive a $5 bonus after the new member makes an eligible purchase of $5 or more at any PayPal-accepting merchant within 14 days of joining PayPal. Referrers and referees may earn up to $100 USD in rewards through this program. This offer is for U.S. PayPal accounts only.

👉 PayPal referral codes

6. Binance referral program

Invite your friends to trade on Binance, and you will receive 10% kickback rate in real-time.

👉 Binance referral codes

7. Webull referral program

Get 1 stock valued between $2.50 and $250 after sign up. After first $100 deposit within 30 days get 1 stock valued between $12 and $1,400, Every successful referral will grant you 2 free stocks, each valued between $12-$1400.

👉 Webull referral codes

8. Plastiq referral program

The user gets 1,000 FFDs and the referred customer gets 500 FFDs

👉 Plastiq referral codes

9. KeeperTax referral program

KeeperTax is an online portal that helps freelancers and independent contractors find tax write offs among their purchases.

👉 KeeperTax referral codes

10. Betterment referral program

Betterment referral and affiliate program

When you register with a new account you will receive the first 90 days free with this referral code. When your referral code is used for another new user you will receive a full year of professional management for free!

👉 Betterment referral codes

11. Status Money referral program

Status Money referral and affiliate program

The user gets $7. You can share your referral link to earn $1 for every friend who joins Status, links their credit file, and links an account.

👉 Status Money referral codes

12. Catch.co referral program

When you refer a friend or family member, you can each earn $10 when you both withhold and save at least $100 from paychecks with Catch.

👉 Catch.co referral codes

13. Venmo referral program

When someone is referred to Venmo both parties receive $1 into their Venmo account which is essentially cash!

👉 Venmo referral codes

14. Discover Financial referral program

Discover Financial referral and affiliate program

Complete 1 transaction within the first 3 months to receive and double cashback by year end., Each eligible friend who was referred by all other cardmembers will receive a $50 Statement Credit after making a purchase within three months of opening a new Discover account.

👉 Discover Financial referral codes

15. Viainvest referral program

Viainvest referral and affiliate program

1.) Use the referral link and just sign up (no promo code needed). 2.) Go through the identification process and wait until confirmation 3.) After confirmation invest at least €50 to get the €15 Bonus

👉 Viainvest referral codes

16. Earnest referral program

When you share your personal referral link or code with your friends and family, you'll each get $200 when they refinance their student loans with Earnest (currently we're not offering referral bonuses on our personal loans or private student loans). You can either use a direct link or a code of a given person.

👉 Earnest referral codes