2022's best referral programs
125 finance apps with signup bonus and referral rewards.
Invest, trade and save.
Many of these apps also have great signup bonus.
We've listed the referral programs our user love, but please let us know if we should add more to the list!
For a quick overview, here's a table comparing the different programs:
1. WealthFront referral program
Sign up using the referral link and get an additional $5,000 managed for free.
👉 WealthFront referral codes2. M1 Finance referral program
The $30 bonus does not have any stipulations. It can be withdrawn to your bank as soon as you get it. However you must leave the $100 for at least 30 days.
👉 M1 Finance referral codes3. Earny referral program
When you refer friends who sign up and make an eligible cashback purchase, Earny will give you $5 for each friend who makes an eligible cashback purchase. You will be able to see the amount you earned in the "Earnings" section of the Earny mobile app or in the profile section of the Earny Chrome Extension. Terms and Conditions: An eligible cashback purchase is a purchase that your friend made using Earny's Chrome Extension or through the Earny app that carries a cashback amount greater than $0. There are no minimum or maximum limits. The $5 bonus will be in your "Pending" balance for 45-60 days after your friend makes the purchase, until the order is validated, at which point it will go into your "Current" balance. Any returns or cancelations will invalidate the $5 bonus. You and your friend must not have any outstanding balance owed to Earny.
👉 Earny referral codes4. PayPal referral program
Current PayPal members who have access to the referral program can refer new members to PayPal, and you’ll both receive a $5 bonus after the new member makes an eligible purchase of $5 or more at any PayPal-accepting merchant within 14 days of joining PayPal. Referrers and referees may earn up to $100 USD in rewards through this program. This offer is for U.S. PayPal accounts only.
👉 PayPal referral codes5. Binance referral program
Invite your friends to trade on Binance, and you will receive 10% kickback rate in real-time.
👉 Binance referral codes6. Webull referral program
Get 1 stock valued between $2.50 and $250 after sign up. After first $100 deposit within 30 days get 1 stock valued between $12 and $1,400, Every successful referral will grant you 2 free stocks, each valued between $12-$1400.
👉 Webull referral codes7. Plastiq referral program
The user gets 1,000 FFDs and the referred customer gets 500 FFDs
👉 Plastiq referral codes8. KeeperTax referral program
KeeperTax is an online portal that helps freelancers and independent contractors find tax write offs among their purchases.
👉 KeeperTax referral codes9. Betterment referral program
When you register with a new account you will receive the first 90 days free with this referral code. When your referral code is used for another new user you will receive a full year of professional management for free!
👉 Betterment referral codes10. Status Money referral program
The user gets $7. You can share your referral link to earn $1 for every friend who joins Status, links their credit file, and links an account.
👉 Status Money referral codes11. Catch.co referral program
When you refer a friend or family member, you can each earn $10 when you both withhold and save at least $100 from paychecks with Catch.
👉 Catch.co referral codes12. Venmo referral program
When someone is referred to Venmo both parties receive $1 into their Venmo account which is essentially cash!
👉 Venmo referral codes13. Discover Financial referral program
Complete 1 transaction within the first 3 months to receive and double cashback by year end., Each eligible friend who was referred by all other cardmembers will receive a $50 Statement Credit after making a purchase within three months of opening a new Discover account.
👉 Discover Financial referral codes14. Viainvest referral program
1.) Use the referral link and just sign up (no promo code needed). 2.) Go through the identification process and wait until confirmation 3.) After confirmation invest at least €50 to get the €15 Bonus
👉 Viainvest referral codes15. Earnest referral program
When you share your personal referral link or code with your friends and family, you'll each get $200 when they refinance their student loans with Earnest (currently we're not offering referral bonuses on our personal loans or private student loans). You can either use a direct link or a code of a given person.
👉 Earnest referral codes16. Ellevest referral program
The user gets $50, the referred customer gets $50
👉 Ellevest referral codes17. Square Cash App referral program
If you have a friend who uses Square, they can send you an invitation to sign up from their online Square Dashboard. If you follow the link and successfully create an account, both you and your friend will receive free processing for the next $1,000 of card sales.
👉 Square Cash App referral codes18. Wowdoge referral program
Upon sign up of referral both will get rewarded
👉 Wowdoge referral codes19. Charles Schwab referral program
Earn free cash just for investing. Deposit $1,000–$24,999 get $100, Deposit $25,000–$49,999 get $200, Deposit $50,000–$99,999 Get $300, Deposit $100,000+ Get $500.
👉 Charles Schwab referral codes20. TD Ameritrade referral program
Automatically get up to $1,000 when you open and fund an account with a qualifying deposit of $3,000
👉 TD Ameritrade referral codes21. Chase Bank referral program
Sign up for the Chase Sapphire Preferred Credit Card, get a $200 sign-up bonus when you open a new total checking account. Or choose from a variety of other cash bonuses depending on the accounts and services you choose!
👉 Chase Bank referral codes22. Xapo referral program
Invite Friends, get $10 in Bitcoin - Must use link in mobile web to work (takes you straight to Google Play) For referring Xapo to a friend, you will earn 10 USD in Bitcoin for the first 100 USD deposited (in fiat currency only) by the user referred by you. Which means once your referred friend's deposit reaches 100 USD, both you and your referral are eligible to receive 10 USD each from Xapo via Bitcoin. Funds are deposited directly into your Xapo Wallet.
👉 Xapo referral codes23. Circle referral program
Send friends this link and you'll both get $5 when they sign up with a debit card and send $25.
👉 Circle referral codes24. RushCard referral program
Refer your friends to RushCard and get rewarded! For every friend that uses your referral code while applying, you'll get $5.
👉 RushCard referral codes25. Personal Capital referral program
Connect at least one bank account or investment account with $1,000 or more in value.
👉 Personal Capital referral codes26. Square referral program
When you invite friends to join Square, you both benefit from rewards, including credits on processing fees up to $1,000 in sales over the next 180 days (6 months). As an existing seller referring someone to Square, you’ll also have the option to take advantage of $20 off a Square Contactless + Chip Reader.
👉 Square referral codes27. Stash referral program
For every referral you get $5 and the person you referred gets $20.
👉 Stash referral codes28. BB&T referral program
Our members haven't found much information on BB&T's referral program. Feel free to submit more details or clarify BB&T offers for other members benefit.
👉 BB&T referral codes29. Disney Rewards referral program
You're eligible to earn up to 500 Disney Rewards Dollars per year when you refer friends who get either the Disney Visa Card or the Disney Premier Visa Card. Earn a $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening with a new Disney Premier Visa Card.
👉 Disney Rewards referral codes30. TradingView referral program
Get $30 for every friend you refer. Your friends and you get $30 each after they upgrade to a paid plan
👉 TradingView referral codes31. LendingClub referral program
Right now Lending Club is offering $25 for both the new member and the referrer once the first loan is processed by the new member with a referral code. If the new member transfers an initial deposit greater than $1,000 to start lending. Lending Club will increase that referral bonus to $50 for both parties.
👉 LendingClub referral codes32. Samsung referral program
Five percent (5%) off the purchase price of Mobile phones, tablets, PCs & accessories (“Eligible Mobile Product Categories”). There is a $250.00 maximum discount per SKU. Multiple products may receive the discount if made during the same order.
👉 Samsung referral codes33. Simple referral program
When your friend successfully makes a purchase with their Simple card for the first time, $20 will appear in your account (and theirs too). It’s a happy, hearty welcome to anyone in your life who might appreciate a more beautiful way to bank, budget and save.
👉 Simple referral codes34. PayTm referral program
Click on “Invite Friends” & share your invite link on WhatsApp, Facebook, SMS or Twitter Ask your friend to click on the link and purchase any product from Mall You will get a promo code for 100% cashback up to Rs 100 after 1 of your friends has successfully transacted
👉 PayTm referral codes35. Chase Sapphire Preferred referral program
Earn 60,000 points after you spend $4,000 on purchases in the first 3 months of opening your account. The referrer will receive 15,000 bonus points once the person referred is approved for the card.
👉 Chase Sapphire Preferred referral codes36. Chase Freedom Card referral program
Sign up through the referral code and open a new account. Once referee spends $500 in the first three months they will receive a $200 credit and the person who refers will receive a $100 credit.
👉 Chase Freedom Card referral codes37. Stockpile referral program
Open a new account and add funds to get a $10 gift card
👉 Stockpile referral codes38. Chase Ink Business Preferred Credit Card referral program
Get the bonus after purchases in the first 3 months of your new account.
👉 Chase Ink Business Preferred Credit Card referral codes39. Chase United Explorer Card referral program
You can earn 20,000 bonus miles for each friend that gets approved for any United MileagePlus® Card
👉 Chase United Explorer Card referral codes40. Delta SkyMiles Gold American Express referral program
You will get a special link to share with your friends and family. When someone is approved for a credit card through that link, you will earn bonus points for your efforts
👉 Delta SkyMiles Gold American Express referral codes41. Remitly referral program
Get €15 and pay no fees on your first transaction of €200 or more. Get £15 off your next transfer when you successfully send at least £200 with Remitly!
👉 Remitly referral codes42. SelfLender referral program
Get paid. Refer a friend to Self, and you’ll earn $10 when they complete their first successful credit builder account payment.
👉 SelfLender referral codes43. Oropocket referral program
They are giving 1gm of silver as a sign-up bonus.
👉 Oropocket referral codes44. Remit2India referral program
You stand to win an additional $5, if any of your friends register & send money by booking his/her first transaction through Remit2India.
👉 Remit2India referral codes45. American Express referral program
Refer your friends via email, social media, or by sharing your personalized referral link. You both get rewarded once they are approved.
👉 American Express referral codes46. Debitum Network referral program
If a user registers with a referral link and deposits at least €100 he or she gets a €10 bonus.
👉 Debitum Network referral codes48. Exporo referral program
Share your personal referral link with Friends and family. After successful registration on exporo.de, you get up to €100 bonus of first investment. Get the bonus
👉 Exporo referral codes49. Plum referral program
You can invite your friends by sending them your invite link. If they use your link and complete sign-up, they'll be considered a 'successful' invite. For every 3 'successful' invites you'll get £15 to your Plum savings as a gift! You can track your progress at any time from the Home menu.
👉 Plum referral codes50. Bux referral program
After you deposit money to start trading you will receive a free share.
👉 Bux referral codes51. Freetrade referral program
Claim one of the available invite links, and sign up & deposit £1.
👉 Freetrade referral codes52. Azimo referral program
Every time a friend signs up to Azimo using your invite code and completes a qualifying transaction, you’ll both get money off your transfer
👉 Azimo referral codes53. Grupeer referral program
Once your referral completes registration, he will have on his account 10 EUR welcome bonus and can start investing his own capital, you will get 1% from the invested sum within the first 3 months.
👉 Grupeer referral codes54. Mintos referral program
By inviting your friend, both can earn a bonus up to €1000 after a 30-day period depending on the investment of the friend. 10 EUR bonus when investing 500 EUR. 20 EUR bonus when investing 1000 EUR
👉 Mintos referral codes55. Iuvo referral program
30 EUR bonus when investing 1000 EUR, Up to 90 EUR bonus when investing 2500 EUR https://fin.iuvo-group.com/refer-a-friend-step-1
👉 Iuvo referral codes56. Crowdestor referral program
The referred friend will get the 1% cashback on all investments made during the first 90 days after registering on the CROWDESTOR platform.
👉 Crowdestor referral codes57. Envestio referral program
5 EUR bonus when signing up (no deposit required) Then 2.5% bonus return during the first 270 days
👉 Envestio referral codes58. Monethera referral program
5 EUR bonus when signing up then 0.5% bonus return during the first 180 days
👉 Monethera referral codes59. Sofi Invest referral program
Once your friend invest $1,000, you'll both get the $50 reward in your account.
👉 Sofi Invest referral codes60. Trading212 referral program
Get a free stock share worth up to £100 for residents from the United Kingdom, France, Germany, Switzerland, Austria or The Netherlands.
👉 Trading212 referral codes61. Flender.ie referral program
Flender's Referral Program allows both you and I to earn an additional 5.0% on top of the amount you invest during your first 30 days using Flender. Flender is a Peer-to-Peer lending site where you can lend to creditworthy and reliable Irish business who are seeking funds for expansion and who in return are offering you an attractive interest rate on your investment, typically 8-12%. Flender has an impressive 1.1% default rate. Businesses use Flender to get loans. Lenders (like me and you) can profit from investing into these loans. All you have to do is sign-up using the link and start lending to earn a great interest rate plus a 5.0% bonus.
👉 Flender.ie referral codes62. Iban referral program
After a new Iban Wallet customer registers with the referral code of a friend and makes a single deposit above €10/€500/€1000/€2000, both the referred and the referrer will earn €1/€10/€25/€50 directly into their Iban Accounts.
👉 Iban referral codes63. Lender & Spender referral program
When an investor deposits €1,000 within 6 months, you both receive €25.
👉 Lender & Spender referral codes64. EvoEstate referral program
Invite a friend and receive €15 after his first investment, while your friend will also receive €15 bonus.
👉 EvoEstate referral codes65. EstateGuru referral program
0.5% cashback for 3 months + milestone program Referred investors rewards 1 - Unlock the referral program – 0.5% to both you and your friend 5 - Gain €10 investment credits 25 - Receive a free EstateGuru hoodie 50 - Unlock advanced Auto Invest settings at €50 100 - €100 investment credits award + package with branded goodies 300 - Receive an invitation to join EstateGuru Premium When a new investor registers an EstateGuru account using your unique code and verifies their account, they get added to your referral count. Your friend needs to complete identity checks in order for them to count as a referral. You unlock the entire program as soon as you successfully invite your first friend. As before, both you and your friend will receive a 0.5% bonus on your friend’s total investments during the first three months after joining EstateGuru, and this remains the case whether you invite 5 or 5000 friends. Once you’ve unlocked the program, you can hit the first milestone by successfully inviting just five friends, and once you do, they'll add a €10 bonus to your investment account. A successful referral is counted as soon as they register and verify their investment account. The next milestones are reached when you invite 25, 50, 100 and 300 friends (with some exciting plans in the works for 200, 400 and 500).
👉 EstateGuru referral codes66. NeoFinance referral program
The NEO Finance investor, for each friend they invite, who registers and opens an electronic money account with the unique code or the unique URL link shared by the investor, will get 1% of the amount invested by the invited friend every month throughout the first 3 months. The money will be transferred to the investor’s electronic money account by NEO Finance.
👉 NeoFinance referral codes67. Firstrade referral program
Get a free stock for signing up. Get free stocks for referrals. Join and receive a free share of stock.
👉 Firstrade referral codes68. Lendahand referral program
Give €25 discount to a friend and receive €25 euros on your Lendahand wallet once they have made a 1st investment.
👉 Lendahand referral codes69. Own360 referral program
If a friend downloads the Own360 app and clicks on "Get Joker" in the BizQuiz menu and enters your code, you both get a joker. The more friends who follow your invitation, the more jokers you get. German: Wenn nun ein Freund die Own360 App runterlädt und im BizQuiz Menü auf "Joker holen" klickt und dort Deinen Code eingibt, dann erhaltet Ihr beide einen Joker.
👉 Own360 referral codes70. Wealthify referral program
For every friend that joins Wealthify and invests £500 or more for at least three months, you'll each earn a £25 boost to your investment.
👉 Wealthify referral codes71. Stake referral program
Download Stake app from the App Store / Google Play. Copy & paste the referral code during sign up.
👉 Stake referral codes72. TradeUP referral program
Get a free stock valued at $2-$1,000 upon signing up
👉 TradeUP referral codes73. Degiro referral program
A new user has to open an account using a referral link. Once €20 in transaction fees has been accumulated within the first 3 months, the full €20 will be reimbursed.
👉 Degiro referral codes74. Lendermarket referral program
For every successful referral done, you and your friend will be rewarded with a 1% bonus of up to 3,000 EUR that will be calculated on your friend’s invested amount, within the first 30 days from your friend’s identity validation.
👉 Lendermarket referral codes75. Trade Republic referral program
Open your free account with Europe’s mobile and commission-free broker now! You will receive €15 after your first trade. Install the app, register and make a trade.
👉 Trade Republic referral codes76. Peerberry referral program
Both, you and your friend, will receive a reward depending on your friends invested amount.
👉 Peerberry referral codes