Mark

17 posts


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I believe in Crypto, financial security and a life of FIRE.

I am searching for that which I think we all secretly yearn; financial freedom. Most of my links will be Cryptocurrency related. Any platform I recommend comes to you from a position of honesty and trust, because I have holdings in all of them! This is why you may not see "smaller" platforms and referrals here - If I don't use it, I haven't tested it and I probably don't trust it. My other referrals tend to be financial products or institutions I have invested in or methods of earning "beermoney" or cashback. All of my instructions are personalised where possible with methods I either know of, or have used these myself. Where applicable, I will also add notes that may suggest methods to maximise returns from a product. If you are doing my offers for the first time, I strongly recommend a Gemini > Nexo > BlockFi > Ledn (Keep it or withdraw back to Gemini and cash out)

Penfold referral codes and program details
Penfold

Saving for the future in this climate? Let's do it!

Check out Penfold   


InvestEngine referral codes and program details
InvestEngine

Easy one. Fund your portfolio with £100 and maintain that investment for 12 months. Note: I intend to maintain my investment with this portfolio for years as I have heavy involvement with investments. You are guaranteed the £25 bonus. I can't advise on the funds as i'm not a FA, however, use S&S if you have not already opened one (or plan to open one) in this financial year.

Check out InvestEngine   


Nexo referral codes and program details
Nexo

Official blurb: Unlock the Power of Your Crypto and Earn Up to 17% Annual interest, paid out daily. Borrow Instantly with 38 Cryptocurrencies available as collateral My personal advice for completing this. Step 1: Add Stablecoins (USDC/GBPX/EURX) to the value of $100 (go slightly over) - this can be achieved via direct bank topup for no cost. Step 1.5: GBPx/EURx > Top up > Deposit FIAT via Bank account (FPS or Swift) > Deposit £80 / €95 Step 2: You'll be given $25 worth of BTC (at current prices) When the $25 BTC unlocks after 30 days, sell it back to the stablecoin you used in Step 1 and withdraw back to your bank account. (Use Exchange > Sell > BTC to xxxx) Or keep both in the platform and earn up to 12% on the stablecoin... your call! Note: Using stablecoins drastically reduces the market fluctuations on this offer, meaning it will always be positive (may not be the case with a more volatile Crypto)

Check out Nexo   


StableHouse referral codes and program details
StableHouse

1 Enter the waitlist at hidden-url 2 Once you receive an invite to join StableHouse, enter my referral code as part of the sign-up process Code is: kaHDeX 3 Once your account has been verified, deposit and keep at least $100 in your account for 30 days 4 After 30 days, we both earn 40 USDC Your reward is credited automatically in your respective accounts

Check out StableHouse   


Zilch referral codes and program details
Zilch

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted. Zilch's users can keep track of all their purchases in one place – whether made online or in-store – ensuring they have a transparent view of their finances as well as their repayment timelines.

Check out Zilch   


Quidco referral codes and program details
Quidco

You need to join the above using my referral link and then obtain £5 cashback, this then unlocks £5 for you. Number of easy methods for this, not least of which using something like Quidco Compare for the car insurance. Keep an eye on the VPN offers as well, they're sometimes over 100% cashback (yes, you read that right) Looking at the site, for example: Clearscore are offering £4.80 free cashback as are sites like 20cogs.

Check out Quidco   


Plutus referral codes and program details
Plutus

One of the only cashback cards available to us UK based Crypto enthusiasts (the others being more difficult and Crypto.Com which is 1% at "no stake" level) 3% cashback here, paid in PLU. Maximum of £250 spend on the free tier, £4.99 gets you 2 x perks (worth £20) and spend up to £2,000/mo (best value for me, dunno about you!) Token price is steady but growing. Recent introduction of perks makes it even MORE value (£10 rebate in PLU on various products for FREE, more with paid)

Check out Plutus   


Monese referral codes and program details
Monese

Sign up (The link needs to be opened on your phone) Pay for the card to be delivered (£5) Spend one pound anywhere to get the £20 Spend £500 to get the next £10 (Easy with Paypal and a friend)

Check out Monese   


Gemini referral codes and program details
Gemini

Great exchange, offers 10 free withdrawals per month at the time of writing so are great to use in conjunction with other offers that I have linked. Official: "Get $10 in BTC when you invite a friend and your friend trades $100 worth of crypto" Notes: Great to use for the Ledn offer - maximise your return by purchasing $105 worth of BTC and fire it off to Ledn for that sweet $10 bonus and then withdraw that to somewhere like Nexo (if you don't go the stablecoin route) or Blockfi for another sweet bonus!

Check out Gemini   


crypto.com referral codes and program details
crypto.com

Highly visible CEFI due to numerous marketing campaigns and my primary Crypto platform (the one I feel safest to hold the largest amount) Steps: Step 1: Sign up and pass KYC verification Step 2: Get Sign Up-Bonus ($25 USD in CRO locked in your CRO Wallet) which is unlocked by staking at least 2500 CRO for MCO Visa Card Step 3: Either purchase the 2500 CRO via the application (and take the larger spread / more cost) or use the exchange to purchase the CRO (easier if you can deposit USD) and send it back to the app at no cost. This step will save you a chunky percentage but take you more time. Notes: Your 2500 CRO will be locked for 6 months. You will be eligible for the metal "Ruby Red" card which will give you 2% cashback in the native CRO currency which can then be converted back to FIAT or staked on the Crypto.Com DEFI app.

Check out crypto.com   


Mode referral codes and program details
Mode

(1) Click the Referral link above to download the app and verify ID (Takes 5 Minutes) (2) Deposit £100 and Buy £100 worth of Cryptocurrency (e.g Bitcoin). You can sell your £100 back to GBP again immediately after. (3) Your £10 reward will be instantly visible as 'Pending' and will be credited in less than 24 hours. (4) Sell your £10 Bitcoin back to GBP as well and Withdraw everything back to your account. Total profit should be £8.50 or so, after Mode's trading fee

Check out Mode   


Curve referral codes and program details
Curve

Amazing card for certain usages, including stoozing off Credit Cards and timing optimal usage of cashback off other cards, amongst other things! Super useful for those of us who have more than one Credit or Debit card, too! Simple one, just register and order your card and spend something over £5. That unlocks a £5 bonus and 1% cashback for 30 days.

Check out Curve   


BlockFi referral codes and program details
BlockFi

Official Splurge: Don’t just buy crypto, earn it Over $700 million in crypto interest and rewards paid to clients worldwide to date For every person that signs up using your referral code and funds $100 or more into their BlockFi Account, you and that friend will each earn $10 in BTC. Your friend must hold these funds for 30 days before being eligible for the bonus payment. Notes: If you've held Nexo for the 30 days prior, you can then freely transfer this (something like a Gemini > Nexo > BlockFI with BTC would work nicely but if you're concerned about volatility and are only in this for the referral money then stables may be better although costlier) I don't believe you earn interest if you're in the US due to recent SEC filings. Consider that when you decide on $10 as being value. BlockFI offer one free stable and one free crypto per month, so make this part of a larger chain for maximum results.

Check out BlockFi   


Coinbase referral codes and program details
Coinbase

Official splurge: Know someone curious about crypto? You’ll both receive £7.59 in Bitcoin when they buy or sell £75.87 ($100) My take: You must use hidden-url to complete your qualifying buy or sell. Orders placed on Coinbase Pro will not count toward referral bonus eligibility. Nothing more to be said, no real flexibility in how we handle this as it looks like it requires debit purchasing!

Check out Coinbase   


Cake Defi referral codes and program details
Cake Defi

Official splurge: When you sign up for a Cake DeFi account and make your first deposit of $50 or more in value (in any currency or cryptocurrency supported by Cake DeFi), you will receive a bonus of $30 worth of DFI. This bonus will be locked up for 180 days in the Freezer and automatically yields staking returns during this time. Notes: Gemini (see referral codes) is a great way to on-ramp the BTC needed for the $50 here. Don't on-ramp USDC as that has a $25 wallet creation cost. You don't have to freeze your staking token and I'd argue the return isn't worth it (3% APR) but you can if you intend to keep the stake for the same length of time as your free $30 You can off-ramp by DFI > Kucoin (for the cheapest method) or DFI > BTC on CakeDefi and then off-ramp to say, Gemini (or one of the other referrals)

Check out Cake Defi   


Ledn referral codes and program details
Ledn

Pro-hashing's top rated CEFI lending site at the time of writing. One of the better (and undoubtedly safer) sites to lend your BTC or USD and earn at a decent rate (6.25% BTC at time of writing) Key notes: Interest is accumulated daily and paid monthly The platform provides "proof of reserves" twice per year which allows you to verify your assets are held. 1) Purchase BTC (or USD) from the cheapest CEX/DEX (Gemini [Check my referral links] offer 10 free transfers per month and have a fiat on-ramp, so consider that a cheap method) 2) Deposit and hold a minimum of 75 USDC or 150K satoshis (0.0015 BTC) in a Ledn Savings Account for 15 days or longer. This deposit must be made within 30 days of opening the account. Notes: > I'd utilise BTC for this offer as withdrawal will be much cheaper than the cost to withdraw USDC. > I'd definitely do this offer if you intend to take advantage of CEFI lending on the platform, consider it more if you don't.

Check out Ledn   







Mark is smart! 😏

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