Digit thrives on the idea of being able to help people avoid financial hardships by utilizing their knowledge of behavioral psychology and technology. The first step is to connect your bank account enabling Digit to asses your income and spending to find money they can safely set aside. Then Digit looks for an opportunity to move some money from your checking account to your Digit savings account. Digit never transfers more than you can afford and have a no-overdraft guarantee. You can access your savings account with Digit anytime by simply sending them a text message. There are unlimited transfers and no account minimums.
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