James
16 posts
898 views
Mutual Benefit
• While I definitely appreciate if my referrals are used, my goal is transparency, highlighting what's in it for you. It's mostly deposit & credit card bonuses here - opportunities to net up to $600 or even more per sign-up*. Benefit Types: 🔑 Keyed: Only available with a referral 🔓 Unlocked: Available with NO referral 📈 Ongoing: Inherent account feature 🎫 Referral: For referring someone else Account Types: 💵 Bank/Deposit 💳 Credit Card Tip: Icons like these are searchable characters. For example, the ⏳ character could be used to search this page for Referral Expirations. Caution! Bonuses like these can be addictive. None are truly free. Please… Read up. Count the cost. Choose wisely. * "Net potential" is based on somewhat consistent assumptions, including if you only get one referral. The work is shown, to be adjusted as needed. For example if you're able to max out referrals, the $600+ I mentioned above (based on certain credit cards) could be $1200+. If you would neither refer others, nor spend as much (regarding cash back rates), etc. - then please deduct accordingly. Basically I'm just trying to illustrate relative potential, without overselling it.
Chime
🔑$100🔓$200🎫x$100💵
Chime Checking $100 for $200 deposit in 45 days [RR] ℹ Note: There are also MyPoints & Swagbucks Chime offers potentially worth $200+. There are reports that either of those can be stacked with this referral bonus. See Doctor of Credit comments for more info. [MP|SB] And $100 per referral [RS] = $400+ potential (✔RR ✔MP|SB ♻RS)
Sofi Money
🔑$25🔓$250📈3%🎫x$50💵
SoFi Checking & Savings (formerly SoFi Money) $25 for $10 deposit in 5 days [RR] And up to $250 for $5k Direct Deposit in 1 month ⏳ by 1/31/2023 [DD] + 3% (in Save acct w/monthly DD) (e.g. $300+/y on $10k) [IE] + $50 per referral [RS] = $300+ annual potential after $625+ 1st year (✔RR ✔DD ♻IE ♻RS)
Netspend
🔑$20📈5%🎫x$20💵
NetSpend Prepaid $20 for $40 load [RR] ℹ Note: This is mainly a prepaid card. Its optional Savings Account earns interest. Activate the card, load funds, setup savings, transfer to savings. Schedule a small load every 2 months to avoid inactivity fees. This is one of several NetSpend cards one can get (including Ace Elite, HEB, Western Union, etc.) - best take it slowly, 1 step at a time, 1 card at a time. See Financial Panther for much more detailed info, and I encourage using his referral if his explanation helps more. And 5% to $1k saved ($50+/y) [IE] + $20 per referral [RS] = $50+ annual potential after $90+ 1st year (✔RR ♻IE ♻RS)
Ace Elite
🔑$20📈5%🎫x$20💵
Ace Elite Prepaid $20 for $40 load [RR] ℹ Note: This is one of several NetSpend cards. My NetSpend Referral Note on my Profile Page has more info, including how to avoid an inactivity fee. And 5% to $1k saved ($50+/y) [IE] + $20 per referral [RS] = $50+ annual potential after $90+ 1st year (✔RR ♻IE ♻RS)
BECU
🔑$100🎫x$100💵
BECU Checking $100 for 10 transactions in 30 days [RR] ℹ Notes: 1. Anyone can join BECU by joining e.g. KEXP for $10 [OM] 2. Use Promo Code REFER & Unique Referral Code ⏳ by 12/31/2022 And $100 per referral [RS] = $190+ potential (✔RR ➖OM ♻RS)
DCU
🔑$20📈6%🎫x$10💵
DCU Checking & Savings $20 for [RR]: recurring direct deposit or 5 transactions in same month or vehicle, boat, RV loan, etc. ℹ Notes: 1. DCU requires a Unique Referral Link, generated using First, Last, & Email. DM me that info, and I can send your link, valid for 3 months. Addresses here mask by default though. So send it some way other than U*******e@D*****n.TLD (see? - that was UserName, Domain, & TLD). Also, if on the code page for this, "Post comment" there is not a DM, but public. The "Message" button on profile pages is private. 2. Anyone can join DCU by joining e.g. Reach Out for Schools for $10+ in the DCU sign up process. [OM] 3. Up to $250 minus [OM] can be funded with a credit card. And 6% to $1k saved ($60/y) [IE] + $10 per referral [RS] = $60+ annual potential after $80+ 1st year (✔RR ➖OM ♻IE ♻RS)
Porte
🔑$50(exp?)📈3%💵
Porte Prepaid (mobile-only) $50 for $500 deposit [RR] (still says $100, but fine print says $50 after 9/4/2021) (also expired 1/2022 I think, still consider below) ℹ Note: This works very much like NetSpend accounts, using an optional savings account behind a main spending account. My NetSpend Note has a bit more info. And 3% to $15k ($450+/y) [IE] (starting 1/1/2022, this rate requires $3k deposit & 15 debit transactions per quarter) = $450+ annual potential (❌RR ♻IE)
American Express Blue Cash Preferred Credit Card
🔓$250📈6%CB,etc.🎫x$75💳
Blue Cash Preferred Card: $250 for $3k spend in 6 months [RR] 0% purchase APR for 12 months $0 annual fee for 1st year ℹ Note: When I went to verify that my link posted, I noticed most other links showing $350. However, the one posted by @ElenaSilver was the only one presented to me at that time which wasn't expired and actually led to an AmEx page showing that amount. For $100 more I was essentially going to recommend using that one instead. I also noticed though, that offer does not waive the first year $95 fee. Of course, you're still welcome to use the other link if it's still up when you're reading this - it's nothing like the net difference I thought it was, but $5 isn't nothing. And 6% Cash Back to $6k groceries [C1] (e.g. $500/m spend = $360/y back) + 6% streaming 3% transit 3% gas ($100/m = $36/y) [C2] 1% anything else + $75 per referral to $550 [RS] - $95 annual fee starting 2nd year [AF] = $300+ net annual potential after $725+ 1st year (✔RR ♻C1+C2+RS-AF)
Check out American Express Blue Cash Preferred Credit Card
Discover Financial
🔑$50📈5%CB,etc.🎫x$50💳
Discover it Card: $50 for 1st purchase in 3 months [RR] 0% APR for 14 months 1st year Cash Back Match [CM] And 5% Cash Back to $1.5k/q rotating [CB] (e.g. $500/m spend = $300/y back...) (...+$300 1st year after [CM]...) (...so effectively 10% 1st year) + 1% anything else + $50 per referral to $500 [RS] (details may vary per member) - $0 annual fee = $300+ annual potential after $700+ 1st year (✔RR ♻CB ✔CM ♻RS)
American Express
🔓$100📈3%CB,etc.🎫x$75💳
Everyday Card: $100 for $2k spend in 6 months [RR] 0% purchase APR for 15 months $0 annual fee And 3% Cash Back to $6k groceries [C1] (e.g. $500/m spend = $180/y back) + 2% gas ($100/m = $24/y) [C2] 1% anything else + $75 per referral to $550 [RS] - $0 annual fee = $200+ net annual potential after $375+ 1st year (✔RR ♻C1+C2+RS)
SwagBucks
🔑$3+🎫x$3+
Swagbucks GPT Site 300 SB for 300 earn in 30 days [RR] (worth $3+) And 300 per referral [RS] + 10% of referee earnings = $6+ potential (✔RR ♻RS)
Cash App
🔑$5🎫x$15
[Square] Cash App P2P $5 for $5 send in 14 days [RR] And $15 per referral [RS] = $20+ potential (✔RR ♻RS)
Capital One
🔓 Up to $300 or 75k Miles 🎫x$100💳
All bonuses based on $ spent in 3 months: $200 for $500 spend (Quicksilver or SavorOne) or 20k Miles for $500 spend (VentureOne) 0% APR (3% transfer fee) for 15 months $0 annual fee Or $300 for $3k spend (Savor) or 75k Miles for $4k spend (Venture) $95 annual fee Various cash back or Miles from 1-5% on different categories depending on card selected.
Invitation App
20 coins
It takes 5 minutes to post your referral codes here for the world to use.
Ad Get Started
James is smart! 😏
Why don't you post your links on
Invitation
too?
List the products you love.
Get rewarded.
It's quick & free.
