This is my main Bank, although they are really a payment routing platform layered over a banking institution, that's what makes their service so useful. Without that overhead they're able to offer some great stuff like Spot Me, which is like a short-term 0% interest revolving line of credit they offer based on your deposits. The auto save feature with the weekly 10% bonus is also very useful, in my 3 years with Chime I've earned nearly 100 bucks in bonuses from just saving change as I make payments.