Chime is an online bank service that provides no-fee checking and savings accounts. Chime app is available for Android and iOS. All users are provided with a Visa Debit Card that works worldwide, however, Chime banking services are only provided in the United States. Chime supports interbank transfers through the Automated Clearing House Network.
Venmo is a mobile payment service owned by PayPal. Venmo account holders can transfer funds to others via a mobile phone app; both the sender and receiver have to live in the U.S.
Oxygen is a new digital bank designed to meet the needs of freelancers who traditionally have a hard time getting access to credit. You’ll only pay a monthly membership fee when you tap into your line of credit.
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