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@stefonia + YNAB

YNAB (You Need A Budget) is hands down the BEST budgeting app. It changed the way I think about my personal finances with it's approach – it's that LIFE HAPPENS. You don't get guilt tripped by an overspent category with a big red alert. You simply cover these expenses with available funds from your other categories and move on with your life! It's my go-to personal finance tool. Highly, highly recommend.




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Stefanie is smart! 😏

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