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How Qonto Simplified My Business Banking and Helped Me Earn a Bonus Managing finances as a freelancer or small business owner used to be overwhelming — multiple accounts, manual invoices, and tricky international payments. That changed when I discovered Qonto, the digital bank built for freelancers, startups, and small businesses. By signing up with a promo/referral code, I received up to €160 in bonuses: €80 after spending €50 within 60 days Another €80 after reaching €3,000 in total spending Beyond the bonus, Qonto stands out for its clarity and efficiency. It’s the smart banking solution for freelancers and small businesses who want to save time and focus on growth. This article contains affiliate links. If you make bookings via these links, the affiliate earns a commission at no extra cost to you. This is an independent article created to support the provider through affiliate links. I am the author of this article.