How It Works To participate, once you have created your Fold App account, visit the “My Spin Squad” page in the Fold App and follow the instructions. You will be provided a link that you can share with your friends and colleagues as much as you want. If a user uses your Personal Link and signs up for a Fold App account, the Referred User will receive a Sign-up Bonus worth 5000 sats on their Fold Reward balance. Additionally, if a Referred User opens a Fold Card account makes a Qualified Purchase, as defined in the Terms of Rewards - Fold Card Addendum with their Fold Card during their first year as a cardholder, the Referrer will automatically receive Squad Earnings, as defined below. Referred Users who signed up prior to the launch of the Program will be grandfathered in, so that their Referrer will be eligible to receive Squad Earnings until the first anniversary of the Program, i.e. March 8, 2023.