OnePay is a mobile banking app (linked with Walmart) with no monthly fees. New customers who open through this link by Oct 31, 2026 get $50 cash back as OnePay Points after receiving $500 or more in direct deposits within one calendar month during the first 45 days. Payroll, pension and government benefits count; Venmo, PayPal, Cash App, transfers and mobile checks don't. Must be 18+ with a US address and SSN or ITIN. Disclosure: if you sign up through my link and complete the requirements, I may receive a referral reward.
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