joindebbie.com/?ref_id=26MCHVL9S   👈

They get to skip the waitlist you get $20 per referral

@Nabbey88 + Debbie

Core Mission Principles Incentivizing Good Behavior: Debbie operates on the principle of "carrots, not sticks". Users earn cash rewards for completing actionable financial tasks and modules, such as paying down debt, saving money, and making on-time payments. This provides positive reinforcement that makes building good habits more engaging and sustainable. Leveraging Behavioral Psychology: The program is designed using insights from cognitive behavioral therapy and behavioral psychology to help users understand the emotional and psychological drivers behind their spending and saving habits. Promoting Financial Security: The mission extends beyond simply managing debt; it aims to transition users into wealth builders, emphasizing access to financial security through savings, investing, and home ownership. How the Debbie Referral Program Works To earn a $20 prize per qualified referral, you and your referred friend must meet specific criteria as outlined in the program's terms and conditions. Sign-up and Account Linking: Your friend must successfully create a Debbie account using your unique referral link. Link an Eligible Partner Account: The referred user must link an "Eligible Partner Account" and complete their first "unit" within the app for the referral to be considered valid. Max Referrals: There is a maximum limit of 50 qualified referrals per user. Prize Redemption: The $20 prize for each qualified referral is added directly to your "Debbie balance" within the app. Eligible Partner Accounts The financial institutions that qualify as "Eligible Partner Accounts" for the program (as of June 2025) include: Lafayette Federal Credit Union University Federal Credit Union (TX) ELGA Credit Union Community Financial Credit Union (MI) Michigan State University Federal Credit Union Rize Credit Union Royal Credit Union Premier America Credit Union AlumniFi SoFi (only new accounts created through Debbie are eligible)