KOHO

Get it all + $20 when you join KOHO today

KOHO is a no-fee spending and savings account here to simplify your personal finances. It’s a bit like a spending account, with the perks of a credit card. Think of KOHO as a collection of features designed to help you reach your goals faster and spend your money on things you like, rather than things that you don’t, like credit card interest or hidden fees. Just like a spending account, you can put money into your KOHO account and then use it however you see fit (we like snacks and vacations!). And we’re like a credit card in that we offer cash back and other perks, plus you can use your KOHO reloadable prepaid credit card anywhere Mastercard® is accepted. The key difference is that unlike a traditional credit card, it’s already your money—there’s no interest to pay, and the funds on your card are, well ... all yours. Plus, unlike pretty much everyone with just a bank-issued credit card, the average KOHO user actually reduces their overall spending, and saves 7% of whatever money they load into their account. The long and short of it is that KOHO makes it easier (dare we say even fun) to manage your spending and savings habits.

Check out KOHO