hny

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Australian Savers

I only recommend the service that I use myself, not only looking for referral. Why not earning free money when using the product?

Azimo referral codes and program details
Azimo

Transfer money to other country and get the discount on your first transfer. For Australian Users, Azimo increased their referral bonus to $40 AUD (for $200) transfer. $150 if you're business owner. For other countries, it might be different amount (the link itself is now showing GPB 20 when you click)

Check out Azimo   


Skrill referral codes and program details
Skrill

Transfer money overseas, fast and easy with pretty good rate. If you're in Australia, you only need to pay $60 AUD for $100 value of your first transfer ($40 off), which is the best referral for Skrill (other country got like 10%)

Check out Skrill   


Celsius referral codes and program details
Celsius

1. Download the app and sign up through app, rather than using referral link tracking (it's a hit and miss). 2. On the sign-up page, you can click to add a referral code: 1186473bdb 3. Earn USD $40 in BTC with your first transfer of USD $400 or more! #UnbankYourself Need to hold for 30 days (you'll get interest though, just like bank account)

Check out Celsius   


TransferWise referral codes and program details
TransferWise

Transfer money overseas, free first transfer, good exchange rate. You can also get borderless account (UK, US bank account, etc to receive money, so if you just want to try other money transfer provider you can send it to your own TransferWise account in different currency).

Check out TransferWise   


Afterpay referral codes and program details
Afterpay

Pay for your order in four payments, every 2 weeks. Always interest-free. 1. Create account using referral ($30 referral is valid until 30/06/2021, default referral is $10) 2. Shop $50 or more that can be paid using Afterpay (the bonus will be deducted right away on your purchase confirmation)

Check out Afterpay   


ShopBack referral codes and program details
ShopBack

Another Australian cashback for online shopping. You need to make $20 purchase that'd track for cashback to earn the reward. Double referral bonus of $10 for limited time (still current as of April 21)

Check out ShopBack   


Interactive Brokers referral codes and program details
Interactive Brokers

Earn 1% of your deposit in form of IBKR (fractional stock). Max bonus is USD $1000 worth of stock (if you deposit USD $100K). This is good broker to use for US or other international market stock (Australia, Hongkong, etc). It also has CFDs, Options, etc. If you need 1 stop shop broker, this might be a good option.

Check out Interactive Brokers   


American Express referral codes and program details
American Express

Earn Qantas points on $0 annual fee American Express with no cap on earn rate if you are approved for a Qantas American Express Discovery Card.

Check out American Express   


Amber Electric referral codes and program details
Amber Electric

Amber Electric is a new Australian electricity retailer in the market that offers customers a new, more 'honest' approach to electricity pricing.

Check out Amber Electric   


Quantfury referral codes and program details
Quantfury

Signup using referral, transfer $100 USD worth of crypto (of the 9 supported by Quantfury) and claim your free stock/crypto randomly allocated (you can see what you'll get when you create the account before you decide to transfer your crypto). Need to hold for 1 month

Check out Quantfury   


Coinstash referral codes and program details
Coinstash

Another exchange to buy Crypto with simpler interface (compare to Binance). Australia only. PM me if there's any issue with the referral.

Check out Coinstash   


CakeDefi referral codes and program details
CakeDefi

Cake is the first fully transparent platform that generates constant cash flow for you. Get $20 worth of DFI when you sign up and make a deposit. If you use a referral code, both you and your referrer get an extra $10!

Check out CakeDefi   


Binance referral codes and program details
Binance

10% off commissions for buying Crypto coin on Binance. It also offers competitive fee compare to other exchange. A bit complicated UI, so if you never buy Crypto and just want to try a bit, use Coinspot instead, way easier.

Check out Binance   


Coinspot referral codes and program details
Coinspot

Get $10 worth in BTC for depositing any amount ($1 is fine). Australian only. Simple to use exchange too if you never trade Crypto previously.

Check out Coinspot   


Xendpay referral codes and program details
Xendpay

Depending on your country, you might get different offer. It's basically 10 off for 100 transfer. The choice is either 10 GBP/USD/EUR. If you're in other country than that currency like Australia, the default is GBP. So, for Australia you'd need to transfer 100 GBP (~180 AUD) to get 10 GBP off. Xendpay also let you specify the transfer fee (default is usually GBP 3.5) but you can set it as 0.

Check out Xendpay   


Coinbase referral codes and program details
Coinbase

Coinbase is the world's most trusted place to buy and sell cryptocurrency. Open an account today, and if you buy or sell AUD $130 (~USD $100) or more of crypto, you'll receive 10%/AUD $13 worth of free Bitcoin. You can also earn some free coins by doing their training after or shoot me a message for some additional invitation to earn more free coins

Check out Coinbase   


Stake referral codes and program details
Stake

Trade US stock without any inactivity fee, only use this if you're not that active as their overall fee is more expensive than IG or etoro for example. Bear in mind, Stake did not charge commissions when buying, but charge quite expensive minimum fee when funding (around 7 USD, after that it's all exchange rate), so the bigger you fund the better if you really want to use it. The free stock is either GoPro, DropBox or Nike randomly drawn if you fund the account within 24 hours of opening (minimum fund of $50 AUD). So, if you only want the free stock lottery, fund $50 AUD and you'll at least ended up breakeven if you get the cheapest one, GoPro.

Check out Stake   


Liven referral codes and program details
Liven

Get cashback when eating at restaurant in Australia (much like Cashback site but for dining). Widely accepted in Melbourne, Sydney and Brisbane. They also have prepaid voucher that they called Care Packages (much like Groupon but without expiry date). Very easy to use, integrated well with Apple/Google Pay. Get $10 by entering my referral code on sign up (go to Promotions in your profile once created)

Check out Liven   


SoSure referral codes and program details
SoSure

Earn in BTC! Use the SoSure app to pay in restaurant/shop listed (much like Liven) or online (much like CashRewards/ShopBack). $10 referral bonus for any amount (no minimum spend) .

Check out SoSure   


WorldRemit referral codes and program details
WorldRemit

35 AUD for $100 minimum transfer. Please note that unlike Skrill, the $35 AUD (or equivalent in your currency) is given for next transfer (there's no minimum for the 2nd transfer though), and not straight discount for the first transfer. Use code 3FREE to get 3 free transfer too. When you sign up using the link, it'd tell you exactly the amount you need to transfer and the bonus in your own currency.

Check out WorldRemit   


GoCashBack referral codes and program details
GoCashBack

Another cashback site. $5 referral (and $5 if you use DoorDash). Referral link doesn't work, you need to enter my code 5JDLVF manually (tick "my friend referred me" when signing up and put the code there)

Check out GoCashBack   


Quidco referral codes and program details
Quidco

UK top cashback website. Very useful if you live in UK or shop/use UK website (quite a few money transfer company from UK)

Check out Quidco   


Remitly referral codes and program details
Remitly

Money transfer to most Asian country. They charge AUD $5 fee for express transfer with debit card usage though, so with AUD $20 referral bonus, you'd still be AUD $15 ahead.

Check out Remitly   


Doordash referral codes and program details
Doordash

Food delivery. Get $15 off for the first 3 orders (minimum spend $20)

Check out Doordash   


Spaceship referral codes and program details
Spaceship

Micro investment platform with no fee (up to AUD $5000 investment). Choose Spaceship Universe option. Double referral bonus $10 for April 2021 (usually $5)

Check out Spaceship   


Cashrewards referral codes and program details
Cashrewards

Australian cashback leader for online shopping (and a few in-store ones). You need to make $20 purchase that'd track for cashback to earn the reward.

Check out Cashrewards   


Uber Eats referral codes and program details
Uber Eats

Online food delivery/pickup

Check out Uber Eats   


SelfWealth referral codes and program details
SelfWealth

ASX (Australia) shares trading platform. CHESS holder system. $9.50 flat rate commision. Signup using my referral, both of us get 5 free trades ($9.50 x 5) to be used within 1 month

Check out SelfWealth   


86400 referral codes and program details
86400

Australian neobank. Pros: 1. Support instant payment (PayID/Osko) 2. No foreign transaction fee 3. Good interest rate for saving

Check out 86400   


Up referral codes and program details
Up

Australian neobank. Pros: 1. Support instant payment (PayID/Osko) 2. No foreign transaction fee 3. Using geo location to combine with the charge provider $10 when signing up, and another $5 when you make 5 or more purchases within 30 days of signing up

Check out Up   







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