John + Chime

Chime’s customer service has declined qualitatively since I began banking with them, however, their features are excellent. Free-credit building card that requires 0 deposit only need money on it when spending with it. They’ll also mail a check to whomever or wherever for you at no cost. It is my easiest bank account, just critical because initially their customer service was amazing too. Definitely worth having as an extra account and a free $100 bucks is great no matter how much you have stashed.

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John is smart! 😏

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