Ivan's referral links
*My invite links are mostly for crypto, fintech, credit cards, and cashback portals. *I will try to explicitly mark US-only deals and include the date to make sure my invites are not dated. *If there is any additional deal going on for a specific program, I will include it in the description. Thanks for checking out my invite codes!
Fold offers a Visa debit card that earns cashback in Bitcoin on your purchases. And the grand prize is 1 Bitcoin! Download the Fold app and order the free debit card to receive your first 20000 Satoshis (0.0002 BTC) for free! Start earning Bitcoin on your daily purchases and payments. Expires: 30 NOV 2022
SoFi offers a new financial services experience: now you can save, spend, trade, and borrow - all in one mobile app! Receive a $25 bonus when you sign up for a free SoFi Checking and Savings Account with up to 1.25% APY and deposit just $10. Receive additional $300 for receiving $5000+ in direct deposits to your account within 30 days after the first direct deposit. Updated: 20 July 2022 (*US only)
A small business owner and just got booted by Brex?! Meet Novo! Get a business edge with an award-winning, free business checking account from Novo: no monthly or hidden fees, no minimum balance requirements, free ACH transfers, mailed checks and incoming wires! *PROMO! Receive a $40 sign-up bonus after you open a new BankNovo account using my referral link, deposit at least $100 in the first 30 days, and maintain an average balance of $100 for $30+ days after the first deposit. Updated: 4 Oct 2022 *US only
Receive 140,000 IHG hotel points after opening a new IHG Rewards Premier Credit Card and spending $3,000 on purchases in the first 3 months from account opening. For IHG Rewards Traveler card, earn 80,000 Bonus Points after spending $2,000 on purchases in the first 3 months. Updated: 9 Nov 2022
Earn $900 bonus cash back with the Chase Ink Business Unlimited card or Chase Ink Business Cash card after you spend $6,000 on purchases in the first 3 months after account opening. Updated: 8 Nov 2022 *US Only
Open a free Current checking account with up to 4% APY on your FDIC-insured cash savings. Receive a $50 opening bonus when you join Current and receive a $200 direct deposit within 45 days. Just use my link or code IVANV744 when signing up. Updated: 24 Oct 2022
Receive a $100 statement credit after you open a new Discover credit card and make your first purchase within 3 months. Zero annual fees, earn up to 5% cashback with every purchase on selected categories quarterly. *PROMO! Your cashback earned during the first year of membership will be doubled! Updated: 23 Oct 2022
Trade, stake, deposit and keep your crypto and NFT on Binance, the world's largest crypto exchange. Receive up to $100 in USDT in cashback vouchers (for trading fees) after you register/verify a new Binance account using my invite link (or use referral ID: CPA_00LNXZKY58) and deposit $50 within 14 days. Updated: 3 October 2022
Oxygen offers a modern checking account with the debit card that earns cashback (from 2% to 6%*) from many retailers in such categories as groceries, gas, rideshare, pharmacies, food delivery and more. Plus a savings account with up to 3.00% APY*. Plus extra benefits such as phone and car rental insurance, protection for lost baggage, airport lounge access, TSA PreCheck and Netflix credits*. Receive a $10 opening bonus when you join Oxygen using my invite link and an additional $100 when you receive a $500 payroll direct and make 5 debit purchases within 60 days. Updated: 26 Sep 2022 *Certain conditions must be met for higher rewards, APY and additional benefits
Laurel Road credit card offers 2% cashback towards your student loans with 95% of U.S. servicers. No annual fees, introductory 0% APR. Receive a $300 signup bonus when you apply (and get approved) for the Laurel Road credit card using my referral link. Updated: 24 Aug 2022
With Capital One Veture X credit card, earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Updated: 31 July 2022
Upgrade Rewards Checking is a free checking account with a debit card that earns 2% cashback on many everyday categories (see the list below) and 1% on everything else. *PROMO! Receive a $100 opening bonus for opening a new account using my referral link by July 31, 2022 and making 3 debit card transactions within 60 days after opening. Expires: 31 Jul 2022 List of 2% cashback categories: - Convenience and drug stores - Gas stations - Monthly subscriptions (Netflix, SiriusXM, Spotify, Disney+, etc.) - Restaurants - Utilities and Phone
Bilt Rewards Alliance is a collection of 2M+ rental homes across the country that lets you earn points by paying rent. Renting is now rewarding. Bilt Rewards Alliance allows you to use your points to travel, pay rent, workout, and even as a path to homeownership.
Strike is a payment app that acts as a bridge between traditional banking and Bitcoin Lightning Network. Strike allows users to exchange between fiat money, Bitcoin, and Lightning Network. Thanks to Strike, crypto lovers can make micropayments, buy goods and services as well as buy Bitcoin inexpensively and at great exchange rates. Receive a $5 signup bonus in your Strike balance when you register and verify your account, use referral code KV8P0W for the bonus. Updated: July 2021
Sell shirts online through a campaign. Sell custom products online by creating your own campaign page where anyone can check out. Make it easy for users to browse all the custom shirts and apparel you’ve designed by creating an online store. They’re free to make and simple to tailor to your brand.
With Enzo Deposit Account and its debit card you can earn up to 10% cash back — 10% on Uber, 5% on DoorDash, 2% on rent or mortgage payments, and 1% on everything else. Besides, earn 2.87% APY on your account balance (FDIC insured). Enter invite code PWCTE24X0 after you've finished creating your Enzo account. Updated: 3 Oct 2022 Invite code: PWCTE24X0
Use my invite link to apply and get approved for a new Capital One Spark business credit card and receive up to $1000 in cashback! For Spark Cash Plus card (2% cashback on everything, $150 annual fee): Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50k in the first 6 months. For Spark Miles card (2x miles on everything, $95 annual fee, waived the first year): Earn a one-time bonus of 50,000 miles (equal to $500 in travel) once you spend $4,500 on purchases within the first 3 months from account opening. Updated: 22 Nov 2021
You can earn 60,000 United Airlines miles by opening Chase United Explorer credit card and spending $3,000 in 3 months + 10,000 miles for spending $6,000 in 6 months. The annual fee of $95 will be waived for the first year of card membership! You can review other available bonus offers (up to 100,000 miles) by using my invite link. Updated: 8 Nov 2022 (*US only)
Cake DeFi is a global crypto platform that offers a range of Decentralized Finance (DeFi) products and services, such as trading, staking, lending as well as various educational videos and materials. Receive a $30 sign-up reward in DFI token when you register using invite code 369478, verify a new Cake DeFi account and make a first investment worth $50 or more in Lending or Freezer. Updated: 22 Jun 2022 Invite code: 369478
MyPoints is a popular rewards website that offers its members the possibility of accumulating points through numerous and quite different ways, in order to exchange them for prizes or cash. MyPoints rewards its members with points for shopping online, watching videos, reading emails and taking surveys to name just a few. Then you can redeem those points towards travel miles, gift cards or even cash via PayPal. You will also receive additional points when using sites such as Groupon for local deals. MyPoints offers a variety of offers which total over 50,000 points.
With Public.com you can invest in stocks, index funds, ETFs and now crypto! Create and fund a new Public brokerage account using my referral link (or enter code VIVANO), and you will get free stock (valued from $3 to $500) as an opening bonus. (98% will receive only $10 or less of free stock.) Updated: 26 Jan 2022 Code: VIVANO
Unbank yourself with Cash App, a mobile app that allows sending money to friends & family, to use its debit card at various merchants for unique discounts. It also provides a platform to trade stocks and Bitcoin directly from your smartphone. Receive a $5 bonus for signing up and sending any transfer. Updated: 6 Oct 2021 (*US Only)
Unbank yourself with CashApp, a mobile app that allows to send money to friends & family, to use its debit card at various merchants for unique discounts. It also provides a platform to trade stocks and Bitcoin from your smartphone. Receive a $5 bonus for signing up and sending any transfer. Updated: 13 June 2021 (*US Only)
Microsoft OneDrive is a file hosting service and synchronization service operated by Microsoft as part of its web version of Office. First launched in August 2007, OneDrive allows users to store files and personal data like Windows settings or BitLocker recovery keys in the cloud, share files, and sync files across Android, Windows Phone, and iOS mobile devices, Windows and macOS computers, and the Xbox 360 and Xbox One consoles. Users can upload Microsoft Office documents to OneDrive.
Coinbase, one of the largest crypto exchanges in the world, is a secure online platform that allows buying, selling, transferring, and storing Bitcoin, Ether, Cardano and other cryptocurrencies. Receive $10 in Bitcoin after opening a new Coinbase account and buying or selling $100+ of crypto. *DEAL! Learn about various cryptos and earn free coins via Coinbase Rewards. Updated: September 2021
M1 Finance is a US-based investment platform for long-term investing, borrowing, and cash management, including a new credit card! Receive a $50 bonus after opening a new M1 brokerage or retirement account and investing at least $100 ($500 for retirement accounts) within 30 days after opening the account. Expires: 31 Dec 2021 *DEAL! Get the first year of M1 Plus premium subscription for free ($125 value)! (*US only)
With Fetch Rewards, you can earn free gift cards by shopping anywhere and uploading images of receipts with your phone (very easy!). Sign up using code 9W6FN7 or following the link, and receive 2000 points after you snap your first receipt! Updated: 27 January 2022
Looking for an online security app? Go with NordVPN – the fastest VPN on the planet. Buy using my link and get 1 month free! Even better, you can click through a shopping portal such as TopCashBack, Active Junky, RebatesMe, Extrabux, and others and receive up to 60% back off your subscription. Updated: 12 Aug 2021
Topcashback is one of the largest cashback portals in the US. I, personally, use it all the time and so far received almost $2000 in cashback. You can earn cashback by shopping online at your favorite retailers (for example, up to 8% at Amazon!). Receive a $10 bonus by opening a new account and earning your first $10 in cashback. Updated: 7 Jan 2022
NRG Energy is an alternative electricity provider in the United States (only certain states) that can offer lower rates on your home electricity. Switching your electricity provider is seamless and doesn't require any electric work. Updated: July 2021
Stamps.com is a shipping app for individuals and small businesses. The service provides discounted shipping rates for US Post and UPS services, shipping insurance, and a suite of shipping and logistics solutions. The monthly fee starts from $7.99. Receive a valuable $100 signup offer that includes postage and a digital scale. Updated: July 2021
Rakuten is one of the largest cashback and coupon portals out there! Shoppers can earn cashback from both online and in-store purchases from thousands of retailers. *PROMO! Receive a $40 signup bonus when you join Rakuten using the invite link and make the first purchase of at least $40 through the portal within 90 days. Updated: 24 Oct 2022 *US and Canada only
Receive a $200 opening bonus when you are approved to Chase Freedom Unlimited or Freedom Flex credit card and spend $500 in the first 3 months. Either card has NO annual fee and earns cash back on purchases: 5% on travel via Chase Travel portal, 3% on drugstore and dining. All other purchases: Unlimited card - 1.5%, Flex - 1%. Also, the Flex card earns 5% cash back on certain spending categories that rotate each quarter. *NEW OFFER! Receive 5% cashback on groceries for the first year of card ownership (on up to $6K spend). Updated: 8 Nov 2022 (*US only)
Stash is a personal finance app that simplifies investing, making it easy and affordable for people to build wealth and achieve their financial goals. Receive $20 in your investment account after you open a Stash Invest account and add funds to it. Updated: 11 Jan 2022 (*US only)
Acorns is a new, innovative way to invest and accumulate your wealth. Join more than 9 million people who have saved and invested in the background of life. Take control with all-in-one investment, retirement, checking. Receive $5 into your investment account when you join using the invite link. Updated: June 2021 (*US only)
Shopkick app rewards shoppers for various activities, such as store walk-ins, receipt scans and making purchases with linked credit cards. Rewards can be redeemed in gift cards to popular retailers. Receive 250 kicks (~$1) when you sign up and complete a qualifying activity within 7 days. Updated: June 2021
Trunow is a rewards app. With this app, customers can locate cheap gas prices in their area and receive cash back on their purchases. Currently, they are offering cashback on gas station purchases anywhere in the USA. All brands and locations are accepted. Members earn double the rewards when they shop at trunow network retailers vs. other retailers.
Pei is a rewards program that allows users to earn cash or Bitcoin by putting day-to-day spend on their credit or debit cards. Pei also lets you buy Bitcoin and earn 8% interest. Receive $5 back when you sign up with Pei and make your first purchase with a Pei-connected merchant. Updated: June 2021
Drop is a mobile app that awards you cash rewards for shopping at your favorite online and regular stores. Receive a 5000-points ($5) bonus for signing up and earning your first 1000 points on Drop. *PROMO! Join Drop by Dec 30, 2021 and receive 15000 bonus points ($15) instead of the regular 5000-point bonus. Updated: 14 Dec 2021 (*US only)
T-Mobile USA is one of the largest mobile operators in the United States. They offer competitive rates with unlimited data and calls, great deals on devices, free calls & texts to Canada and Mexico, free international data roaming. Get access to other membership perks such as T-Mobile Tuesday deals and T-Mobile Money checking account with 4% interest on deposits. Updated: June 2021 (*US Only)
You can earn up to 120,000 United Airlines miles by opening a personal or business United credit card by Chase bank. You can review all available bonus offers by using the invite link and select the one that is best for you. *DEALS! - Open a personal United Explorer Visa card and receive 60,000 miles after spending $3,000 in 3 months with the annual fee of $95 waived for the first year! - Open a United Business credit card and earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months. The annual fee is $99, but it's waived for the first year! Updated: 12 Apr 2022 (*US only)
Open a new American Express credit card and receive a welcome bonus in statement credit, Membership Rewards points, airline miles, or hotel points. Click the invite link and select any card that you would like to apply for. Notable OFFERS: * Amex Platinum: Bonus of 100,000 Membership Rewards points after spending $6000 in 6 months, annual fee: $695, includes many valuable perks and rebates! * Amex Cash Magnet or Blue Cash Everyday: $200 bonus after spending $2000 in 6 months, no annual fee! Updated: Sep 2022 (*US only)
Receive up to a $500 Bonus Award by opening a new Charles Schwab brokerage or retirement investment account and making a qualifying net deposit within 45 days. Bonus reward tiers: $100 (for a $25,000-$49,999 deposit), $300 ($50,000-$99,999) and $500 ($100,000+). Updated: June 2021 (*US only)
Betterment is an investment platform that provides services of automated retirement investing, as well as a brokerage, savings, and checking account. Open a new account, make a minimum $10 deposit within 45 days, and Betterment will waive your management fees (normally 0.25%-0.40%) on the first $5,000 invested for the 1st year of service. Updated: June 2021 (*US only)
Venmo app is an easy way to pay your friends and family, as well as for purchases in cafes, kiosks, and locals shops. And since recently you can trade major crypto right inside the Venmo app! Receive a $5 bonus after signing up for Venmo and making a $5+ payment to anyone (within 14 days). Updated: June 2021 (*US only)
Swagbucks a large online rewards portal that gives out free gift cards and cash for shopping at your favorite retailers, watching videos, searching the web, answering surveys, etc. in your wallet. Join for free today and get a 1000 SB bonus ($10 value) for signing up. Updated: 30 June 2021
The company partners with brands and retailers to offer rebates and discounts on consumer packaged goods, retail purchases, and restaurant dining through a mobile app, similar to traditional coupons or rebates. Ibotta also has cash back and rebates on alcohol (wine, beer, and spirits) that can be purchased at bars, restaurants, and liquor and grocery stores. The app is available on both iOS and Android devices and is available only in the United States as of October 2016.
Gemini is one of the largest crypto exchanges in the world that allows to trade BTC, ETH, DOGE, LTC, and 30+ other cryptos. It's a US-based company and depositing funds for US customers is a breeze! Receive $10 in Bitcoin after you join Gemini and buy or sell $100-worth of crypto. Updated: June 2022
Swan Bitcoin makes accumulating Bitcoin easy! The service allows you to automate purchases of Bitcoin at your preferred intervals. You can then withdraw your crypto assets to any crypto wallet of your choice. The purchase fees are as low as 0.99% and withdrawals are free. Receive $10 in BTC when you open a new Swan Bitcoin account using the invite link. Updated: June 2021
eToro is a large exchange for trading crypto and other assets, exploring professionally managed portfolios, and connecting with over 20 million other traders. Receive a $50 bonus on your trading account after you sign up for a new eToro account and trade at least $100. Updated: July 2021
Revolut is a global fintech company that recently entered the US market. Revolut offers a completely free checking account with several fantastic and unique features such as virtual and disposable cards, free person-to-person domestic and international transfers, free ATM use, travel insurance and more! *PROMO! Receive a $50 sign-up bonus after you 1) sign up for a free Revolut account and receive a virtual debit card instantly, 2) order a physical debit card, and 3) make three purchases (min $5 each) with either physical or virtual card. Expires: 6 Dec 2022 Invite code: ivan53wtu
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