Spruce is powered by H&R Block/Metabank and MasterCard. They offer Checking, Savings, Credit Score Program and a list of money tools and financial tips and advice! No minimum deposit, get paid up to 2 days early with Direct Deposit, No credit check or Chex Systems, Free Mobile App, Mobile Check Deposit, No Fee ATM at any Allpoint Serviced ATM location, No Fee ATM at any 7-Elleven Locations, up to $20 overdraft coverage after a $200 total in ACH Deposits and 30 days of account opening! At this time 03/2022 they do not have a Referral Program as they have just launched and are only providing a $20 credit into your account once the above listed requirements are met.
It's time to get your Invitation.codes account too 😎