Junjie As Jun-Jay

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The innovative and disruptive financial products I think everyone should try!

This page lists the innovative and disruptive financial products I use myself, and have a great time using them. I highly recommend to check them out as you'll end up with earning more in your pocket without spending extra time and money. An 0.15% - 1% annual advisory fee may apply, but the fee will be usually offset by capital gains and/or the Tax-Loss Harvesting strategy. ----------------------------------------------- If you haven't wanted to use them yet, that's completely okay! Feel free to follow me as I'll be adding more products down the road, one of which may be the product you'd like to try. ----------------------------------------------- Love always,

instagram.com/junjiechen18

makara referral codes and program details
makara

Use the above link when opening your account and making your first deposit of at least $50, maintaining your balance of at least $50 for 6 months to earn at least $20 worth of a randomly selected "altcoin" that is currently available in the Universe Basket. Following are a few important terms and conditions associated with their referral program: • Both the initial user and the referred user must make a deposit into an account and have a balance of at least $50. Once the deposits are in the account, both users will receive the altcoin referral reward. • Referred users are required to maintain a deposit balance of at least $50 for 6 months. If withdrawals bring the balance below $50, they will take back the referral award from both the referrer and the referred user. • Upon deposit receipt, altcoin referral rewards will be sold and transferred into your own basket allocation.

Check out makara   


Titan referral codes and program details
Titan

Use the above link when opening and investing your first funded account (non-retirement or retirement) with the qualifying minimum deposit ($100 for taxable accounts, $500 for retirement accounts), provided that the account remains open and funded to earn 25% off advisory fees for life.

Check out Titan   


Nexo referral codes and program details
Nexo

Use the above link when signing up your account, passing Advanced Verification, topping up $100 or more in assets and keeping them for at least 30 days to earn $10 in BTC. How it Works ① Share Link Share your unique referral link with friends and have them sign up through it. ② Verify Once a friend registers, they should pass Advanced Verification to confirm their identity. ③ Top Up Remind your friends to top up $100 or more in assets and keep them for at least 30 days in their account. ④ Earn BTC Both you and your friend will earn $10 in BTC. Your reward is instantly available and will be unlocked in 30 days. Rewards are distributed on the first 100 registrations.

Check out Nexo   


Western Union® Netspend® Prepaid Mastercard® referral codes and program details
Western Union® Netspend® Prepaid Mastercard®

Use the above link when activating and loading your Card with $40 or more in cash or with Direct Deposit to get $20 for free!

Check out Western Union® Netspend® Prepaid Mastercard®   


Kucoin referral codes and program details
Kucoin

Use the above link when opening your account to earn part of transaction fees in KCS from the invitees trading each time.

Check out Kucoin   


Gemini referral codes and program details
Gemini

Use the above link when opening your account and trading $100 of crypto in 30 days to earn $10 in BTC.

Check out Gemini   


Coinbase referral codes and program details
Coinbase

Use the above link when opening your account and buying or selling $100 or more of crypto to earn $10 in BTC.

Check out Coinbase   


Celsius referral codes and program details
Celsius

Use the referral code 1564568b05 when signing up your account with your first transfer of $400 or more to earn $40 in BTC.* *$40 in BTC is distributed when a new user makes a first transfer of $400 or more using the referral code at the time of signup. BTC reward will be unlocked 30 days after the initial transfer.

Check out Celsius   


M1 Finance referral codes and program details
M1 Finance

Latest Promotion Use the above link when opening your brokerage account and funding it with $100 or opening your retirement account and funding it with $500, keeping your funds for 30 days to get $50 in your Payment Account. How It Works* From July 7, 2021 to September 7, 2021: • You must have a funded M1 Invest account. • You must send your referral code to a friend who is not currently an M1 customer. • Your friend must use your referral code to sign up for a new M1 invest or retirement account. • Your friend must be approved to open an M1 brokerage account. • Your friend must deposit at least the minimum required amount* into a brokerage or a retirement account within 30 calendar days of opening their M1 account. • Your friend must maintain their initial deposit amount in their account for 30 calendar days. • Then you’ll both receive $50. Exclusions: If you receive $50 from this promotion, you will no longer be eligible to receive $30 from the “M1 Deposit $1,000, Get $30” Promotion. *Important Terms and Conditions This referral offer is valid only for new M1 account users (the “M1 Referral Program”). Please send your unique referral code only to people who you know personally and who will be glad to get it. To qualify for the $50 referral bonus, referred family and friends must sign up between 12:00 a.m. ET 07/07/2021 and 11:59 p.m. ET 09/07/2021 (the Promotional Period) and make an initial deposit of at least the minimum required amount into a brokerage or retirement account (“Account Opening Minimum Amount”)1 within 30 days of account approval and maintain that initial deposit amount for 30 days. *Account Opening Minimum Amount Account Type: • Individual – $100 • Joint- $100 • Custodial- $100 • Trust- $5,000 • Retirement (Traditional, Roth, or SEP IRA) – $500 The $50/$50 Promotional Period is between 12:00 a.m. ET on July 7, 2021 and 11:59 p.m. ET on September 7, 2021.

Check out M1 Finance   


Netspend referral codes and program details
Netspend

Use the above link when activating and loading your Card with $40 or more in cash or with Direct Deposit to get $20 for free! How Refer a Friend* works ① Invite your friend to get a Netspend Visa® Prepaid Card using one of our methods or by sharing your referral code. ② Your friend orders a new Card using your referral information. ③ They activate their new Card and verify their ID once it arrives in the mail. ④ Your friend adds at least $40 to their Netspend Card. ⑤ You get a $20 credit and they get a $20 credit. That's it. *A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward will be credited to either party if referred individual had another Netspend managed program that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing a Card Account with us. MetaBank® is not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.

Check out Netspend   


PrizePool referral codes and program details
PrizePool

Latest Referral Promotion Lasting until 11:59 PM PT July 5, 2021 Starting 3PM PT June 11, 2021, use the referral code M5B1N when opening your account with your first deposit to get an extra 80,000 tickets in addition to the current 10% of any prizes that I won on PrizePool including a guaranteed $25,000 grand prize at the end of each month! Here's an example of how this works, taking you and your friend Sarah to illustrate: You refer Sarah to PrizePool and she wins that month's $100 prize. First of all, congratulations to Sarah, but also you both win an additional $10 each ($100 x 10% = $10). • Sarah wins $110: $100 for her saving prize + $10 for her referral prize. • You won $10 for the month: 10% of Sarah's $100 prize. So, in this example, just by using the referral code, the $100 prize actually means they're giving away $120!

Check out PrizePool   


WealthFront referral codes and program details
WealthFront

Use the above link when opening and funding your Wealthfront Cash Account to get $10 for free! In addition to a $10 bonus, you get: • 0.35% APY with high-interest checking • Get paid up to two days earlier with direct deposit • No account fees and unlimited transfers • Quickly get cash from 19,000 free ATMs

Check out WealthFront   


DCU referral codes and program details
DCU

Message me here or on Instagram, or leave a comment with your first name, last name, and email address before opening your account. I'll enter them in a form under Account Manager > Share DCU > Refer a Friend through Online Banking. Once I complete the form, they'll send an email with a referral code to your friend or family member inviting them to join DCU. This code is valid for 90 days and can be input on their new membership application. Once your friend opens their new membership and qualifying product (see below for more info), you'll get $20*! That's it! About Qualifying Products: Once their membership is opened, new members will need to open at least one of the following in order for you both to qualify for the referral bonus: • Checking Account with recurring Direct Deposit of your payroll, retirement, Social Security, or other monthly recurring income. • Checking Account with at least five qualifying transactions; debit/credit card transactions, bill payments, balance transfers, or P2P transfers the same month. • A vehicle, RV, boat, or mobility loan (purchase or refinance). Only valid on individual member accounts. Business and other accounts do not qualify. *Code and offer expire after 90 days, new referred member has 90 days from receipt of invitation to join, redeem the referral code, open a membership and any one of the qualifying products listed above. Referred member must be at least 18 years old. For membership eligibility, please visit: dcu.org.

Check out DCU   


HMBradley referral codes and program details
HMBradley

Latest Referral Program Use the above link when opening your account and establish one qualifying direct deposit can earn the Tier 1 3.00% annual percentage yield from the date of first direct deposit to the end of the current quarter. You are eligible to remain in Tier 1 until the next quarter, at which point your new Savings Tier will be set based on your savings rate of the previous quarter. See how they calculate Savings Tiers here hmbradley.com/apys.

Check out HMBradley   


Fundrise referral codes and program details
Fundrise

Use the above link when opening your account to have your first 90 days of advisory fees waived. Each friend who joins Fundrise using your invite link will have their first 90 days of advisory fees waived too!

Check out Fundrise   


Porte referral codes and program details
Porte

Use the above link when opening your account with a direct deposit of $500 or more to get a $100 bonus. You can earn $100 for each person you invite to join, up to $500!

Check out Porte   


One referral codes and program details
One

Latest Promotional Bonus Use the above link when opening your account with a direct deposit of $250 or more to get a $50 bonus. You can receive $50 for each friend you refer, up to a maximum of $500! Question What does One consider as a direct deposit? Answer At One they consider many forms of income as a direct deposit, not just paychecks from your employers. Income can be: • Regular paychecks* • Social security income • Government salary • Other government payments such as annuities • Retirement payments • Unemployment payments Direct deposits are not transfers made from one personal account to another and, at the moment, they do not support ACH transfers for self-employed individuals. If you believe a recent deposit into your account should be considered a direct deposit, please reach out here help.onefinance.com/hc/en-us/requests/new with the following information: • Date of Deposit • Deposit Amount • Depositor Name • Reason for consideration They will review these individually and decisions will be made at One’s discretion based on the information provided. *To qualify as a direct deposit, paychecks must be from a private company or other employer type.

Check out One   


WealthFront referral codes and program details
WealthFront

Use the above link when opening and funding your Wealthfront Investment Account to get $5,000 managed for free! In addition to $5,000 managed for free, you'll get: • A globally diversified portfolio tailored to you • Minimized taxes, costs, and fees • Automatic rebalancing for your portfolio Learn more with their investing guide wealthfront.com/investing-guide

Check out WealthFront   


Yotta Saving referral codes and program details
Yotta Saving

Use the referral code JUNJIE1 when opening your account to get 250 bonus tickets for free!

Check out Yotta Saving   


Sofi Loans referral codes and program details
Sofi Loans

Latest Promotion Use the above link when applying for a SoFi Student Loan Refi to get a $310 welcome bonus. You get $10 when you check your SoFi student loan rate*. You get another $300 when you fund your SoFi loan. COVID-19 benefits for federal student loans are set to expire Jan 31, 2021. Save thousands on your student loans and get ahead of upcoming payments. * Checking your rate will not affect your credit score.✝︎ NOTICE: Recent legislative changes have suspended all federal student loan payments and waived interest charges on federally held loans until 1/31/21. Please carefully consider these changes before refinancing federally held loans with SoFi, as in doing so you will no longer qualify for these changes or other current or future benefits applicable to federally held loans. ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Check out Sofi Loans   


SoFi Personal Loan referral codes and program details
SoFi Personal Loan

Latest Promotion Use the above link when applying for a SoFi Personal Loan to get a $310 welcome bonus. You get $10 when you check your SoFi personal loan rate*. You get another $300 when you fund your SoFi loan. Low rates. No fees. Personal loans made easy. Fixed personal loans rates range between 5.99% APR to 20.25% (with AutoPay). * Checking your rate will not affect your credit score.✝︎ ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Check out SoFi Personal Loan   


Sofi Invest referral codes and program details
Sofi Invest

Use the above link when opening your Active Investing account with $1,000 or more to get $50 in stock. You can buy and sell stocks (and pieces of stocks) with zero fees!

Check out Sofi Invest   


Sofi Money referral codes and program details
Sofi Money

Use the above link when opening your account with $500 or more to get a $50 bonus. You can save, spend, and earn interest—all in one account!

Check out Sofi Money   







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