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For the underbanked and honestly for everyone. This is truly one of the most amazing online banks, it also features overdraft protection up to $200, and a secured credit card attached to the bank with a limit you can increase as you wish all by simply having direct deposit to your account. They also give up to 10% cash back on gift cards which you can buy right through the app.
Drop cashback is an app that lets you link a credit card, and automatically earn rewards. This one is like a "set it and forget it", because all you do is link your cards, and whenever you make a purchase, either online or in store with a linked card, you get a percentage back.
Chime is an online bank service that provides no-fee checking and savings accounts. Chime app is available for Android and iOS. All users are provided with a Visa Debit Card that works worldwide, however, Chime banking services are only provided in the United States. Chime supports interbank transfers through the Automated Clearing House Network.
Cash App offers a direct deposit option for your incoming checks. This is critical for the upcoming stimulus check to battle financial hardships due to the COVID-19 pandemic. Instantly send money between friends or accept card payments for your business. Cash out to your bank instantly.
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