18% Interest Rate on your investments, Buyback Guarantee, "Skin in the Game" from Stik Credit, Auto-Invest, Short and Long term loans available.


@FreedomOfChoice + Afranga

Afranga is Stik Credit marketplace for investing in loans. Stik Credit is a long-term Loan Originator that places loans in Mintos and now has its own Platform. Afranga invests in consumer credit, an asset class previously reserved only for banks and institutional investors. High Returns, returns up to 18% return per annum. Buyback Guarantee, all loans listed on Afranga come with a Skin in the Game, Stik Credit keeps a percentage of every loan on its balance sheet. This means that the interests of Stik Credit and the investors are aligned.




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