Michael L. Lovell ‍


Active a year ago


24 posts


Easy referral codes | Time Efficient!

Mostly business, banking, investing, shopping, etc. Just tryna move on up!


Survey Junkie referral codes and program details
Survey Junkie


Check out Survey Junkie   

Rakuten referral codes and program details

Updated - 03/31/21

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Aspiration referral codes and program details

If you misplace or don't receive your debit card, they have a digital version, similar to Cash App.

Check out Aspiration   

Raiz referral codes and program details

It automatically invests the money in the "invest" section of the account, and if you want to use it to spend; you can request an Acorns Spend card. Which, big shocker, is attached to the "Spend" section of the account. Now, I still haven't figured out a way to transfer invest funds into spend, and vice versa. Would be useful, if anyone figured it out. Cheers!

Check out Raiz   

Surfe referral codes and program details

Have you ever considered how much time you spend pointlessly surfing sites? Many users spend 3-6 hours on this daily, but this time can be monetized profitably. Surfe.be is an advertising platform that will provide you with a quick and cheap flow of potential customers to the website. With 1.1 million active customers and 98 percent brand awareness, Universal Versand & Dienstleistungen GmbH is Austria's largest mail-order company and sells both a broad fashion range and a large selection of "hardware" - from household items and furnishings to toys and consumer electronics.

Check out Surfe   

Netspend referral codes and program details

Netspend Prepaid Cards allow you to choose options that fit your list best. This approach to prepaid cards helps new customers prepare their financial life in the best possible way. You can easily add money through Direct Deposit or stop by one of their over 130,000 reload locations to add cash and paper checks.

Check out Netspend   

Befrugal referral codes and program details

One of the best cashback sites I've seen so far. 9/10.

Check out Befrugal   

OneDrive referral codes and program details

Microsoft OneDrive is a file hosting service and synchronization service operated by Microsoft as part of its web version of Office. First launched in August 2007, OneDrive allows users to store files and personal data like Windows settings or BitLocker recovery keys in the cloud, share files, and sync files across Android, Windows Phone, and iOS mobile devices, Windows and macOS computers, and the Xbox 360 and Xbox One consoles. Users can upload Microsoft Office documents to OneDrive.

Check out OneDrive   

crypto.com referral codes and program details

Crypto.com is a popular place to buy, sell, send, track and pay with cryptocurrency. It is by far one of the best cryptocurrency mobile platforms available today along Coinbase and a few others.

Check out crypto.com   

Ibotta referral codes and program details

Those referred have to complete offers (app or extension, doesn't matter) before the Referral is completed. I'm not exactly sure how many offers must be done, but it shouldn't be too many. They also a plethora of offers available. Merry Money-Making!

Check out Ibotta   

Google Opinion Rewards referral codes and program details
Google Opinion Rewards

An awesome and free way to earn rewards, just by answering a few questions! Most opinion surveys can be completed in 30 seconds or less! Google Opinion Rewards is also available for iOS users.

Check out Google Opinion Rewards   

Groupon referral codes and program details

Groupon is an American worldwide e-commerce marketplace, based in Chicago, connecting subscribers with local merchants by offering activities, travel, goods and services in 15 countries.

Check out Groupon   

Public referral codes and program details

It is nice to get to choose which stock one gets. Public is a very solid investment app, and it has a unique social media-esque aspect to it that makes it a good bit more communal and sociable. 8/10

Check out Public   

InboxDollars referral codes and program details

I've made $90 so far with InboxDollars!

Check out InboxDollars   

PayPal referral codes and program details

Transfer money online in seconds or pay online with PayPal. PayPal works to provide access to financial services to empower people and business to join the global economy. Their open digital payment platform enables its users to better manage and move money for projects, purchases and partnerships. You can store money in your PayPal account to either make online purchases or to send to other users cash directly.

Check out PayPal   

Mercari referral codes and program details

So the one getting referred gets $10 off of their next purchase, and $20 if/when he or she sells $100 worth of goods. The person who did the referring gets $10 when the other makes said purchase, and an extra $40 if/when they sell $100 worth of goods.

Check out Mercari   

Honey referral codes and program details

Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click. It is also linked with PayPal

Check out Honey   

SwagBucks referral codes and program details

Title says it all. Swagbucks has all kinds of offers to choose from, as well as other apps, I.E. SwagLive, in which you earn SB by watching videos and ads. Well made.

Check out SwagBucks   

Webull referral codes and program details

This app is very "official" in its language and format, but it is very generous when it comes to rewards. There are many prerequisites, and you must heavily verify your identity, among other things. You can trade Cryptocurrencies, but one must apply for the opportunity to trade them.

Check out Webull   

Oxygen referral codes and program details

Oxygen is a new digital bank designed to meet the needs of freelancers who traditionally have a hard time getting access to credit. You’ll only pay a monthly membership fee when you tap into your line of credit.

Check out Oxygen   

Chime referral codes and program details

Free Money, Solid Bank, Easy-Peasy.

Check out Chime   

Cash App referral codes and program details
Cash App

Cash App offers a direct deposit option for your incoming checks. This is critical for the upcoming stimulus check to battle financial hardships due to the COVID-19 pandemic. Instantly send money between friends or accept card payments for your business. Cash out to your bank instantly.

Check out Cash App   

Robinhood referral codes and program details

An investment and stock trading platform with zero commissions. Also, Robinhood now has Robinhood Cash, so you can get a debit card and use Robinhood to bank with.

Check out Robinhood   

Michael is smart! 😏

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